778 Valley Rd, Fairfield, CT 06825 Property Records

Fairfield Town property record for 778 Valley Rd, Fairfield, CT 06825

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,274 sqft · built 1952
Lot Size	0.414 acres (18,040 sqft)
Owner	2 Individual Names on File
Last Sale	$397,500 (Aug 2017)
Tax Bill	$9,128 (2025)
Deeds & Mortgages	Jun 2024 Refinance Dec 2021 Refinance + 1 more
Flood Zone	Zone X (moderate risk)
APN	`FAIR M:28 B:303`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:28 B:303`
Alternative APNs	`FFLD M:28 B:303` `M:028 L:303 X` `12230`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,274 sqft Living Area
Gross Area	3,488 sqft
Basement Area	910 sqft
Finished Basement	910 sqft
Unfinished Basement	910 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,040 sqft (0.414 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	12230
Street Address	778 VALLEY RD
City	FAIRFIELD
State	CT
Zip	06825-1443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	303
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	1
Census Block	1009
Census Tract	60100

Owner

778 Valley Rd is owned and occupied by two individuals who bought it in August 2017.

Source: Fairfield Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	778 VALLEY RD, FAIRFIELD, CT 06825-1443
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC
Dec 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WATERMARK CAPITAL INC
Aug 28, 2017	Warranty Deed, Transfer WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2017 · Amount on File
Deed Sale	Aug 28, 2017 · Amount on File
Prior Sale	Apr 21, 2004 · Amount on File
Deed Book / Page	5586 / 36
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	778 VALLEY RD, FAIRFIELD, CT 06825-1443
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006513-337
Date	Jun 14, 2024
Book Page	6513/337
Instrument	2024-2923

Lender

Name	NEWREZ LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	778 VALLEY RD, FAIRFIELD, CT 06825-1443
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006251-56
Date	Dec 3, 2021
Book Page	6251/56
Instrument	2021-12466

Lender

Name	WATERMARK CAPITAL INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Aug 28, 2017
Property Address	778 VALLEY RD, FAIRFIELD, CT 06825-1443
Document Number	5586-36
Book / Page	5586 / 36
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$81.12
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	55860038
Date	Aug 28, 2017
Instrument	05586/0038

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 778 Valley Rd was $9,128.

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,128.00	$321,510 Land $231,070 Building $90,440	$225,057 Land $161,749 Building $63,308
2024	$9,128.00 (+3.2%)
2023	$8,845.00	$321,510 Land $231,070 Building $90,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 778 Valley Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 778 Valley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Valley Rd

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