687 Valley Rd, Fairfield, CT 06825 Property Records

Fairfield Town property record for 687 Valley Rd, Fairfield, CT 06825

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,265 sqft · built 1890
Lot Size	0.19 acres (8,255 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Oct 2018)
Tax Bill	$11,405 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2020 Refinance + 1 more
Flood Zone	Zone X (moderate risk)
APN	`FAIR M:28 B:269`

Property Details

APN / Parcel Number

Primary APN	`FAIR M:28 B:269`
Alternative APNs	`FFLD M:28 B:269` `M:028 L:269 X` `18116`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,265 sqft Living Area
Gross Area	4,448 sqft
Basement Area	1,274 sqft
Unfinished Basement	1,274 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,255 sqft (0.19 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	18116
Street Address	687 VALLEY RD
City	FAIRFIELD
State	CT
Zip	06825-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	269
Jurisdiction	FAIRFIELD CT
Township / Civil Division	FAIRFIELD
Census Block Group	1
Census Block	1002
Census Tract	60100

Owner

687 Valley Rd is owned and occupied by two individuals who bought it in October 2018.

Source: Fairfield Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	687 VALLEY RD, FAIRFIELD, CT 06825-1437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed of Trust, Mortgage · Line of Credit SIKORSKY FINANCIAL CREDIT UNION
Jun 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Oct 16, 2018	Warranty Deed, Transfer GUARDHILL FNCL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2018 · Amount on File
Deed Sale	Oct 16, 2018 · Amount on File
Prior Sale	May 29, 1998 · Amount on File
Deed Book / Page	5717 / 102
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Recording Date	Aug 5, 2026
Property Address	687 VALLEY RD, FAIRFIELD, CT 06825-1437
Document Number	0000004400
Book / Page	6752 / 112
Instrument Date	Jul 20, 2026
Instrument	20264400
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	687 VALLEY RD, FAIRFIELD, CT 06825-1437

Mortgage

Document Number	0000004400,
Date	Aug 5, 2026
Book Page	6752/112
Instrument	20264400

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD CT
Property Address	687 VALLEY RD, FAIRFIELD, CT 06825-1437
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5922-261
Date	Jun 3, 2020
Book Page	5922/261
Instrument	2020-3825

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD CT
Recording Date	Oct 16, 2018
Property Address	687 VALLEY RD, FAIRFIELD, CT 06825-1437
Document Number	5717-102
Book / Page	5717 / 102
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88.13
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	57170104
Date	Oct 16, 2018
Instrument	05717/0104

Lender

Name	GUARDHILL FNCL CORP

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 687 Valley Rd was $11,405, up 22.3% from the year before.

Source: Fairfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Fairfield Town
Unified School District	Fairfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,405.00 (+22.29%)	$594,300 (+80.91%) Land $408,940 Building $185,360	$903,279 (+292.8%)
2025	$9,326.00	$328,510 Land $187,600 Building $140,910	$229,957 Land $131,320 Building $98,637
2024	$9,326.00 (+3.2%)
2023	$9,037.00	$328,510 Land $187,600 Building $140,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 687 Valley Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 687 Valley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

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