778 Silver Tip Dr, Big Bear Lake, CA 92315 Property Records

San Bernardino County property record for 778 Silver Tip Dr, Big Bear Lake, CA 92315

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,080 sqft · built 1973
Lot Size	0.177 acres (7,700 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Sep 2021)
Tax Bill	$6,504 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2328-552-37-0000`

Property Details

APN / Parcel Number

Primary APN	`2328-552-37-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,080 sqft Living Area
1st Floor Area	600 sqft
2nd Floor Area	480 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1975
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,700 sqft (0.177 acres)
Lot Dimensions	140 ft deep x 55 ft wide
Terrain	Below Road/Slope
View / Lot	Average
Porch	Patio/Porch
Porch Area	769 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	778 SILVER TIP DR
City	BIG BEAR LAKE
State	CA
Zip	92315-2298
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 3071 LOT 114
Legal Subdivision	MOONRIDGE MOUNTAIN ESTATES
Legal Tract	3071
Legal Block	2
Legal Lot Number	114
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	BIG BEAR
Census Block Group	2
Census Block	2036
Census Tract	11204

Owner

778 Silver Tip Dr is owned by two individuals who bought it in September 2021.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5622 HAROLD PL, HUNTINGTON BEACH, CA 92647-2014
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2021 · Amount on File
Deed Sale	Sep 28, 2021 · Amount on File
Prior Sale	Feb 25, 2011 · Amount on File
Deed Document Number	2021442297
Prior Transfer Date	Oct 20, 2010
Prior Transfer Doc	0000458119
Record Updated	Oct 29, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Sep 28, 2021
Property Address	778 SILVER TIP DR, BIG BEAR LAKE, CA 92315-2298
Document Number	0000442297
Map Reference	MB 43 PG 4&5
Instrument Date	Sep 9, 2021
Instrument	2021-0442297
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	778 SILVER TIP DRIVE, HUNTINGTON BEACH, CA 92647

Mortgage

Document Number	0000442298
Date	Sep 28, 2021
Instrument	2021-0442298

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 778 Silver Tip Dr was $6,504.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Big Bear Lake City
County	San Bernardino County
Unified School District	Bear Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$489,400 (-5.88%) Land $97,900 Building $391,500
2025	$6,504.00 Homeowner's exemption	$519,992 Land $103,998 Building $415,994
2023	$6,419.00 (+3.85%) Homeowner's exemption	$499,800 Land $99,960 Building $399,840
2022	$6,181.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 778 Silver Tip Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	25 units insured incl. 22 condo units
Nearby Flood Claims	3 (1982–2005)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 778 Silver Tip Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people · EPA ID CA3610044
Water Source	Groundwater
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20