778 Rosedale St, Toccoa, GA 30577 Property Records

Stephens County property record for 778 Rosedale St, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,536 sqft · built 1960
Lot Size	0.82 acres (35,719 sqft)
Owner	Individual Name on File
Tax Bill	$1,125 (2025)
Deeds & Mortgages	Dec 2020 Transfer Aug 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T25 153`

Property Details

APN / Parcel Number

Primary APN	`T25 153`
Alternative APN	`680700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,536 sqft Heated Area
Basement Area	1,536 sqft
Unfinished Basement	1,536 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	35,719 sqft (0.82 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	500 sqft
Carport	Carport
Carport Area	500 sqft
Porch	Slab
Porch Area	504 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	680700
Street Address	778 ROSEDALE ST
City	TOCCOA
State	GA
Zip	30577-1826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 48 PINE VALLEY S/D
Legal Subdivision	PINE VALLEY
Legal Lot Number	48
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2018
Census Tract	970102

Owner

778 Rosedale St is owned and occupied by an individual who acquired it in December 2020.

Source: Stephens County records, as of March 12, 2026

Owner of Record	Individual Name on File
Mailing Address	778 ROSEDALE ST, TOCCOA, GA 30577-1826
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 26, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK & TR CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 28, 2020
Transfer Doc	0012340402
Record Updated	Jun 8, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 30, 2020
Property Address	778 ROSEDALE ST, TOCCOA, GA 30577-1826
Document Number	0012340402
Book / Page	001234 / 000402
Instrument Date	Dec 28, 2020
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Aug 28, 2020
Property Address	778 ROSEDALE ST, TOCCOA, GA 30577-1826
Document Number	0012210183
Book / Page	001221 / 000183
Instrument Date	Aug 26, 2020
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 ROSEDALE ST TOCCOA GA 305771826, TOCCOA, GA 30577-1826

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	778 ROSEDALE ST, TOCCOA, GA 30577-1826
Document Number	0011570333
Instrument Date	Jun 26, 2018
Transaction Type	Mortgage
Record Updated	Sep 10, 2018
Title Company	DOCUMENT RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	778 ROSEDALE ST TOCCOA GA 305771826, TOCCOA, GA 30577-1826

Mortgage

Document Number	0011570333
Date	Aug 14, 2018
Book Page	001157/000333

Lender

Name	FIRST CITIZENS BK & TR CO
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 13, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 778 Rosedale St was $1,125 with exemptions applied.

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,125.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$72,786 Land $5,451 Building $67,335	$181,965 Land $13,627 Building $168,338
2023	$662.00 (-60.26%) Homeowner's exemption	$48,985 (+3.98%) Land $5,451 Building $43,534	$122,462 (+3.98%) Land $13,627 Building $108,835
2022	$1,666.00 Homeowner's exemption	$47,111 Land $5,451 Building $41,660	$117,778 Land $13,627 Building $104,151

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 778 Rosedale St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 778 Rosedale St is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
TruVista Communications Cable	500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Point Broadband.

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