749 Rosedale St, Toccoa, GA 30577 Property Records

Stephens County property record for 749 Rosedale St, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,530 sqft · built 1969
Lot Size	0.78 acres (33,977 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Dec 2018)
Tax Bill	$4,348 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T33 041`

Property Details

APN / Parcel Number

Primary APN	`T33 041`
Alternative APN	`675500`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,530 sqft Heated Area
Basement Area	2,330 sqft
Finished Basement	1,200 sqft
Unfinished Basement	1,130 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,977 sqft (0.78 acres)
Terrain	Gentle Slope

Exterior Amenities

Porch	Slab
Porch Area	18 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	675500
Street Address	749 ROSEDALE ST
City	TOCCOA
State	GA
Zip	30577-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 35 PINE VALLEY S/D
Legal Subdivision	PINE VALLEY
Legal Lot Number	35
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2017
Census Tract	970102

Owner

Source: Stephens County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	749 ROSEDALE ST, TOCCOA, GA 30577-1825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage NORTHEAST GEORGIA BANK
Dec 10, 2018	Grant Deed, Transfer · Conventional with PMI HOMESTAR FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 7, 2018 · Amount on Record
Deed Sale	Dec 7, 2018 · Amount on Record
Deed Document Number	20181371
Deed Book / Page	1166 / 293
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Recording Date	Aug 25, 2026
Property Address	749 ROSEDALE ST, TOCCOA, GA 30577-1825
Document Number	0000002582
Book / Page	1463 / 109
Instrument Date	Aug 20, 2026
Instrument	20262582
Transaction Type	Mortgage
Record Updated	Oct 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 ROSEDALE ST, TOCCOA, GA 30577-1825

Mortgage

Document Number	0000002582,
Date	Aug 25, 2026
Book Page	1463/109
Instrument	20262582

Lender

Name	NORTHEAST GEORGIA BANK

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 1, 2031

Interest

Max Rate	-1%

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 10, 2018
Property Address	749 ROSEDALE ST, TOCCOA, GA 30577-1825
Document Number	0011660293
Book / Page	001166 / 000293
Instrument Date	Dec 7, 2018
Transaction Type	Transfer
Record Updated	Jan 31, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	749 ROSEDALE ST TOCCOA GA 305771825, TOCCOA, GA 30577-1825

Mortgage

Document Number	11660294
Date	Dec 10, 2018
Book Page	001166/000294

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2048

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,348.00 (+60.62%)	$124,648 (+62.84%) Land $7,331 Building $117,317	$311,621 (+62.84%) Land $18,328 Building $293,293
2023	$2,707.00 (+5.74%)	$76,545 (+5.75%) Land $7,331 Building $69,214	$191,363 (+5.75%) Land $18,328 Building $173,035
2022	$2,560.00	$72,383 Land $7,331 Building $65,052	$180,957 Land $18,328 Building $162,629

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 65% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
TruVista Communications Cable	500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Point Broadband.

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