778 Oak Forest Dr, Morrow, OH 45152 Property Records

Warren County property record for 778 Oak Forest Dr, Morrow, OH 45152

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,112 sqft · built 2002
Lot Size	0.34 acres (14,815 sqft)
Owner	2 Owner Names on File
Last Sale	$240,321 (Dec 2002)
Tax Bill	$6,040 (2025)
Deeds & Mortgages	May 2020 Second Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-36-455-009-0`

Property Details

APN / Parcel Number

Primary APN	`17-36-455-009-0`
Alternative APNs	`1736455009` `2633588`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,112 sqft Living Area
2nd Floor Area	1,252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Foundation Type	Concrete
Lot Area	14,815 sqft (0.34 acres)
Garage Type	Attached
Garage Area	140 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	2633588
Old Parcel Number	1736455009
Street Address	778 OAK FOREST DR
City	MORROW
State	OH
Zip	45152-7915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THORNTON GROVE 3-1 #369
Legal Subdivision	THORNTON GROVE 3-1
Legal Block	455
Legal Lot Number	369
Jurisdiction	WARREN OH
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1000
Census Tract	32205

Owner

Source: Warren County assessment roll, as of August 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	4660 DUKE DR # 100, 100, MASON, OH 45040-8495

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
May 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 4, 2002 · Amount on Record
Deed Sale	Dec 4, 2002 · Amount on Record
Deed Document Number	0000279574
Deed Book / Page	2795 / 74
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	778 OAK FOREST DR, MORROW, OH 45152-7915
Transaction Type	Mortgage
Record Updated	Oct 3, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 OAK FOREST DR, MORROW, OH 45152-7915

Mortgage

Document Number	0000014563
Date	May 5, 2020
Instrument	2020-014563

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	778 OAK FOREST DR, MORROW, OH 45152-7915
Document Number	0000015135
Instrument Date	May 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	CHASE RECORDS CTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	778 OAK FOREST DR MORROW OH 451527915, MORROW, OH 45152-7915

Mortgage

Document Number	0000015135
Date	May 18, 2017
Instrument	15135

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 17, 2037

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Hamilton Township
Unified School District	Little Miami Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,040.00 (+11.69%)	$136,395 (+25.19%) Land $28,000 Building $108,395	$389,700 (+25.19%) Land $80,000 Building $309,700
2023	$5,408.00 (+1.37%) Homeowner's exemption	$108,952 (-) Land $12,915 Building $96,037
2022	$5,335.00 Homeowner's exemption	$108,952 Land $12,915 Building $96,037	$311,290 (-) Land $36,900 Building $274,390
2021			$311,290 Land $36,900 Building $274,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARREN COUNTY serves 99,000 people · EPA ID OH8301512
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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