St. Johns County property record for 778 Irish Rose Rd, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,655 sqft · built 2013 |
| Lot Size | 0.81 acres (35,283 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Jun 2019) |
| Tax Bill | $6,026 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012971-0390 |
| Primary APN | 012971-0390 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,655 sqft Living Area |
| Gross Area | 3,776 sqft |
| 1st Floor Area | 2,655 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 35,283 sqft (0.81 acres) |
| Garage Type | Attached |
| Garage Area | 545 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 540 sqft |
|---|---|
| Porch | Enclosed Glass Porch |
| Porch Area | 334 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 778 IRISH ROSE RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-2142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 63/77-85 ASHLEY OAKS LOT 39 OR4735/716 & 6006/1792 |
| Legal Range | 27E |
| Legal Township | 06S |
| Legal Section | 24 |
| Legal Subdivision | ASHLEY OAKS |
| Legal Block | 1 |
| Legal Lot Number | 39 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20905 |
778 Irish Rose Rd is owned and occupied by two individuals who acquired it in August 2024.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 778 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2020 | Deed of Trust, Mortgage · Conventional with PMI BANK OF ENGLAND |
| Jun 5, 2019 | Warranty Deed, Transfer · Conventional with PMI BANK OF ENGLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2019 · Amount on File |
| Deed Sale | Jun 5, 2019 · Amount on File |
| Prior Sale | Jan 6, 2015 · Amount on File |
| Deed Document Number | 201938847 |
| Deed Book / Page | 4735 / 716 |
| Last Transfer Date | Aug 21, 2024 |
| Transfer Doc | 0060061792 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 778 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2142 |
| Document Number | 0050560434 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 778 IRISH ROSE RD ST AUGUSTINE FL 320922142, ST AUGUSTINE, FL 32092-2142 |
| Document Number | 0050560434 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 005056/000434 |
| Instrument | 84580 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 29, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 5, 2019 |
| Property Address | 778 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2142 |
| Document Number | 0047350716 |
| Book / Page | 004735 / 000716 |
| Instrument Date | May 24, 2019 |
| Instrument | 38847 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,800.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 778 IRISH ROSE RD ST AUGUSTINE FL 320922142, ST AUGUSTINE, FL 32092-2142 |
| Document Number | 47350717 |
|---|---|
| Date | Jun 5, 2019 |
| Book Page | 004735/000717 |
| Instrument | 38848 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 4, 2049 |
The 2025 property tax bill for 778 Irish Rose Rd was $6,026, up 12% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $473,856 (+2.7%) | $616,464 (+2.43%) Land $120,000 Building $496,464 | |
| 2025 | $6,026.00 (+11.97%) Homeowner's exemption | $461,398 | $601,865 Land $130,000 Building $471,865 |
| 2024 | $5,382.00 (+4.24%) | ||
| 2023 | $5,163.00 (+2.71%) Homeowner's exemption | $426,115 (+3%) | $594,851 (-0.22%) Land $134,400 Building $460,451 |
| 2022 | $5,027.00 Homeowner's exemption | $413,704 | $596,175 Land $134,400 Building $461,775 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 778 Irish Rose Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 778 Irish Rose Rd is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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