St. Johns County property record for 687 Irish Rose Rd, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,961 sqft · built 2014 |
| Lot Size | 0.93 acres (40,510 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,725 (Apr 2014) |
| Tax Bill | $4,353 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012971-0350 |
| Primary APN | 012971-0350 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,961 sqft Living Area |
| Gross Area | 3,553 sqft |
| 1st Floor Area | 1,489 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 40,510 sqft (0.93 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 692 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 333 sqft |
| Patio Area | 1,229 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 687 IRISH ROSE RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-2135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 63/77-85 ASHLEY OAKS LOT 35 OR3865/366 & 6000/1828(DM) |
| Legal Range | 27E |
| Legal Township | 06S |
| Legal Section | 24 |
| Legal Subdivision | ASHLEY OAKS |
| Legal Block | 1 |
| Legal Lot Number | 35 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20905 |
687 Irish Rose Rd is owned and occupied by an individual who bought it in April 2014.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 687 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Nov 15, 2017 | Deed of Trust, Mortgage · Commercial Mortgage CENTERSTATE BANK OF FLORIDA NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 8, 2014 · Amount on File |
| Deed Sale | Apr 8, 2014 · Amount on File |
| Deed Document Number | 201419371 |
| Deed Book / Page | 3865 / 366 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 687 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2135 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044560844 |
|---|---|
| Date | Nov 1, 2017 |
| Book Page | 4456/0844 |
| Instrument | 2017073888 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33881 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 687 IRISH ROSE RD, SAINT AUGUSTINE, FL 32092-2135 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044630695 |
|---|---|
| Date | Nov 15, 2017 |
| Book Page | 4463/0695 |
| Instrument | 2017077657 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | SAINT AUGUSTINE, FL 32084 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 3, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 687 Irish Rose Rd was $4,353 with a homeowner's exemption, up 12.5% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $346,304 (+2.7%) | $534,945 (+2.82%) Land $120,000 Building $414,945 | |
| 2025 | $4,353.00 (+12.54%) Homeowner's exemption | $337,200 | $520,258 Land $130,000 Building $390,258 |
| 2024 | $3,868.00 (+1.98%) | ||
| 2023 | $3,793.00 (+2.9%) Homeowner's exemption | $318,152 (+3%) | $517,225 (+0.17%) Land $134,400 Building $382,825 |
| 2022 | $3,686.00 Homeowner's exemption | $308,885 | $516,357 Land $134,400 Building $381,957 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 687 Irish Rose Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 84 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 84 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 687 Irish Rose Rd is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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