Tioga County and Nichols Town property record for 778 E River Rd, Nichols, NY 13812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,732 sqft · built 1900 |
| Lot Size | 6.19 acres (269,636 sqft) |
| Owner | Individual Name on File |
| Last Sale | $72,500 (Dec 2007) |
| Tax Bill | $1,657 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 492889 159.00-2-6 |
| Primary APN | 492889 159.00-2-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,732 sqft Living Area |
| 1st Floor Area | 1,342 sqft |
| 2nd Floor Area | 390 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 269,636 sqft (6.19 acres) |
| Lot Width | 547 ft Width |
| Patio Area | 64 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00000000495 |
|---|---|
| Street Address | 778 E RIVER RD |
| City | NICHOLS |
| State | NY |
| Zip | 13812-2516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Description | DEED DATE 12/24/02 |
| Legal Block | 2 |
| Legal Lot Number | 6.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | NICHOLS |
| Census Block Group | 6 |
| Census Block | 6003 |
| Census Tract | 20600 |
Source: Tioga County and Nichols Town records · APN 492889 159.00-2-6
Assessment roll updated May 15, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 778 E RIVER RD, NICHOLS, NY 13812-2516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 21, 2007 · Amount on Record |
| Deed Sale | Dec 21, 2007 · Amount on Record |
| Deed Book / Page | 15202 / 2001 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 778 E RIVER RD, NICHOLS, NY 13812-2516 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 18000001198 |
|---|---|
| Date | Mar 23, 2018 |
| Instrument | 180-00001198 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 01, 2048 |
Source: Tioga County and Nichols Town records · Assessment roll updated May 15, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Nichols Town |
| Unified School District | Tioga Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,657.00 (+106.87%) | $16,800 (-) Land $4,000 Building $12,800 | $96,663 (+20.83%) Land $23,015 Building $73,648 |
| 2023 | $16,800 Land $4,000 Building $12,800 | $80,000 Land $19,048 Building $60,952 | |
| 2019 | $801.00 |
Source: FEMA National Flood Hazard Layer as of October 31, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 46 (1979–2017) |
| Claims Outside the SFHA | 18 of 46 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zeta Broadband Fiber | 5,000 / 5,000 |
| FiberSpark Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 16 locations within half a mile of this property.
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