778 E Main St, Ephrata, PA 17522 Property Records

Lancaster County property record for 778 E Main St, Ephrata, PA 17522

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,792 sqft · built 1858
Lot Size	0.31 acres (13,504 sqft)
Owner	Company Name on Record
Last Sale	$255,000 (Jan 2026)
Tax Bill	$3,668 (2025)
Deeds & Mortgages	Jan 2026 Sale Jun 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`270-31032-0-0000`

Property Details

APN / Parcel Number

Primary APN	`270-31032-0-0000`
Alternative APN	`2707N13 1 15`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
Gross Area	2,720 sqft
1st Floor Area	1,064 sqft
Upper Floors Area	728 sqft
Basement Area	728 sqft
Game Room	Game Room

Exterior

Year Built	Built 1858
Effective Year Built	Effective 1858
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	200 sqft
Patio Area	8 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	778 MAIN ST
City	DENVER
State	PA
Zip	17517-1331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2
Legal Description	778 E MAIN ST
Legal Lot Number	15
Jurisdiction	LANCASTER PA
Township / Civil Division	EPHRATA
Census Block Group	2
Census Block	2009
Census Tract	12404

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	226 MAIN ST, DENVER, PA 17517-1614
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed, Transfer REGAL ABSTRACT LANCASTER
Jun 6, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Dec 13, 2021	Intrafamily Transfer, Transfer
Oct 6, 2017	Grant Deed, Transfer ELLA M SHUPP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2026 · Amount on Record
Deed Sale	Jan 13, 2026 · Amount on Record
Prior Sale	Oct 6, 2017 · Amount on Record
Deed Document Number	20261514
Prior Transfer Date	Dec 3, 2021
Prior Transfer Doc	0006651543
Record Updated	Sep 20, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Jan 13, 2026
Property Address	778 E MAIN ST, EPHRATA, PA 17522-2540
Document Number	20260001514
Instrument Date	Jan 9, 2026
Instrument	20260001514
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	REGAL ABSTRACT LANCASTER

Transaction

Amount	Amount Recorded
Tax	$2,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 MAIN ST, DENVER, PA 17517-1614

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	778 E MAIN ST, EPHRATA, PA 17522-2540
Transaction Type	Mortgage
Record Updated	Jun 22, 2022
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 E MAIN ST, EPHRATA, PA 17522-2540

Mortgage

Document Number	0006685041
Date	Jun 6, 2022
Instrument	6685041

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	May 16, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LANCASTER PA
Recording Date	Dec 13, 2021
Property Address	778 E MAIN ST, EPHRATA, PA 17522-2540
Document Number	0006651543
Instrument Date	Dec 3, 2021
Instrument	6651543
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 E MAIN ST, EPHRATA, PA 17522-2540

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER PA
Recording Date	Oct 6, 2017
Property Address	778 E MAIN ST, EPHRATA, PA 17522-2540
Document Number	0006359857
Instrument Date	Oct 5, 2017
Instrument	6359857
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	778 E MAIN ST EPHRATA PA 175222540, EPHRATA, PA 17522-2540

Mortgage

Document Number	6359858
Date	Oct 6, 2017
Instrument	6359858

Lender

Name	ELLA M SHUPP
Address	780 E MAIN ST, EPHRATA, PA 17522-2540
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	Ephrata Township
Unified School District	Ephrata Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,100 (-) Land $48,100 Building $107,000	$155,100 (-) Land $48,100 Building $107,000
2025	$3,668.00 (+2.83%)	$155,100 (-) Land $48,100 Building $107,000
2024	$3,567.00 Homeowner's exemption	$155,100 Land $48,100 Building $107,000
2018			$155,100 Land $48,100 Building $107,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1989–2025)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jun 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPHRATA AREA JOINT AUTHORITY serves 24,500 people · EPA ID PA7360045
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Upward Broadband.

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