774 E Main St, Ephrata, PA 17522 Property Records

Lancaster County property record for 774 E Main St, Ephrata, PA 17522

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,920 sqft · built 1800
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$372,600 (Jul 2024)
Tax Bill	$3,885 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jul 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`270-21972-0-0000`

Property Details

APN / Parcel Number

Primary APN	`270-21972-0-0000`
Alternative APN	`2707N13 1 17`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,920 sqft Living Area
Gross Area	2,616 sqft
1st Floor Area	1,122 sqft
Upper Floors Area	798 sqft
Basement Area	528 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	168 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	774 E MAIN ST
City	EPHRATA
State	PA
Zip	17522-2540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2
Legal Description	774 E MAIN ST
Legal Lot Number	17
Jurisdiction	LANCASTER PA
Township / Civil Division	EPHRATA
Census Block Group	2
Census Block	2009
Census Tract	12404

Owner

Source: Lancaster County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	774 E MAIN ST, EPHRATA, PA 17522-2540
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 5, 2024	Special Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC
May 5, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 11, 2020	Special Warranty Deed, Transfer · Conventional Mortgage HUNTINGDON VALLEY BANK
Sep 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2024 · Amount on Record
Deed Sale	Jul 5, 2024 · Amount on Record
Prior Sale	Feb 11, 2020 · Amount on Record
Deed Document Number	20246790101
Prior Transfer Date	Oct 15, 2002
Prior Transfer Doc	0005123032
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	774 E MAIN ST, EPHRATA, PA 17522-2540
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	UNKNOWN, ROCKET CLOSE LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20250045720
Date	Nov 17, 2025
Instrument	20250045720

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	OMAHA, NE 68164

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

July 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LANCASTER PA
Recording Date	Jul 5, 2024
Property Address	774 E MAIN ST, EPHRATA, PA 17522-2540
Document Number	0006790101
Instrument Date	Jun 18, 2024
Instrument	6790101
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	GERMANTOWN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,726.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	774 E MAIN ST, EPHRATA, PA 17522-2540

Mortgage

Document Number	0006790102
Date	Jul 5, 2024
Instrument	6790102

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2054

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	774 E MAIN ST, EPHRATA, PA 17522-2540
Transaction Type	Mortgage
Record Updated	May 17, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006734599
Date	May 5, 2023
Instrument	6734599

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

February 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LANCASTER PA
Recording Date	Feb 11, 2020
Property Address	774 E MAIN ST, EPHRATA, PA 17522-2540
Document Number	0006507137
Instrument Date	Jan 31, 2020
Instrument	6507137
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	774 E MAIN ST, EPHRATA, PA 17522-2540

Mortgage

Document Number	0006507138
Date	Feb 11, 2020
Instrument	6507138

Lender

Name	HUNTINGDON VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	774 E MAIN ST, EPHRATA, PA 17522-2540
Document Number	0006360115
Instrument Date	Sep 8, 2017
Transaction Type	Mortgage
Record Updated	Nov 1, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	774 E MAIN ST EPHRATA PA 175222540, EPHRATA, PA 17522-2540

Mortgage

Document Number	0006360115
Date	Oct 10, 2017
Instrument	6360115

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 9, 2032

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	Ephrata Township
Unified School District	Ephrata Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,300 (+2.75%) Land $49,400 Building $114,900	$164,300 (+2.75%) Land $49,400 Building $114,900
2025	$3,885.00 (+5.66%)
2024	$3,677.00	$159,900 Land $49,400 Building $110,500
2018			$159,900 Land $49,400 Building $110,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1989–2025)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jun 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPHRATA AREA JOINT AUTHORITY serves 24,500 people · EPA ID PA7360045
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Upward Broadband.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures