778 E Harper St, Unit 103, Gilbert, AZ 85297 Property Records

Maricopa County property record for 778 E Harper St, Unit 103, Gilbert, AZ 85297

Property Summary

Property Type	Condominium
Details	3 ba · 1,213 sqft · built 2020
Lot Size	0.011 acres (517 sqft)
Owner	Company Name on File
Tax Bill	$1,539 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`313-23-882`

Property Details

APN / Parcel Number

Primary APN	`313-23-882`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,213 sqft Living Area
1st Floor Area	526 sqft
2nd Floor Area	687 sqft

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	517 sqft (0.011 acres)
Parking Spaces	2 Parking Spaces
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	778 E HARPER ST UNIT 103, 103
City	GILBERT
State	AZ
Zip	85297-1159
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SF-D
Legal Description	MOSAIC AT LAYTON LAKES CONDOMINIUMS UNIT 1 MCR 1553-07 AMD AKA MCR 1462-21 PLEASE NOTE: FOR LEGAL DESCRIPTION REFERENCE REGAR
Legal Range	06E
Legal Township	02S
Legal Section	07
Legal Subdivision	MOSAIC AT LAYTON LAKES CONDOMINIUMS AMD
Legal Lot Number	144
Legal Unit	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1023
Census Tract	815901

Owner

Source: Maricopa County records · APN 313-23-882

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2040 S ALMA SCHOOL RD STE 1, 1, CHANDLER, AZ 85286-7076
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 16, 2025
Deed Sale	Jan 16, 2025
Prior Sale	Dec 31, 2020 · Amount on Record
Deed Document Number	20250028213
Record Updated	Jun 08, 2026

December 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 31, 2020
Property Address	778 E HARPER ST UNIT 103, 103, GILBERT, AZ 85297-1159
Document Number	0001299744
Instrument Date	Dec 01, 2020
Instrument	1299744
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 08, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$312.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 E HARPER ST 103 GILBERT AZ 85297, GILBERT, AZ 85297

Mortgage

Document Number	1299745
Date	Dec 31, 2020
Instrument	1299745

Lender

Name	FBC MTG
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2050

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,910 (-9.32%)	$359,100 (-9.32%) Land $71,800 Building $287,300
2025	$1,539.00 (+3.71%)
2024		$39,600	$396,000 Land $79,200 Building $316,800
2023	$1,484.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 99.1% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Lumen Technologies DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
Wi-Fiber Fixed Wireless	100 / 20

Based on FCC filings for 625 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOWN OF GILBERT serves 247,600 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.