778 E Harper St, Unit 102, Gilbert, AZ 85297 Property Records

Maricopa County property record for 778 E Harper St, Unit 102, Gilbert, AZ 85297

Property Summary

Property TypeCondominium
Details3 ba · 1,270 sqft · built 2020
Lot Size0.012 acres (523 sqft)
OwnerIndividual Name on File
Last Sale$325,689 (Dec 2020)
Tax Bill$1,575 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Dec 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN313-23-881

Property Details

APN / Parcel Number

Primary APN313-23-881

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories2 Stories
Building Area1,270 sqft Living Area
1st Floor Area525 sqft
2nd Floor Area745 sqft

Exterior

Year BuiltBuilt 2020
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area523 sqft (0.012 acres)
Parking Spaces2 Parking Spaces
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address778 E HARPER ST UNIT 102, 102
CityGILBERT
StateAZ
Zip85297-1159
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSF-D
Legal DescriptionMOSAIC AT LAYTON LAKES CONDOMINIUMS UNIT 1 MCR 1553-07 AMD AKA MCR 1462-21 PLEASE NOTE: FOR LEGAL DESCRIPTION REFERENCE REGAR
Legal Range06E
Legal Township02S
Legal Section07
Legal SubdivisionMOSAIC AT LAYTON LAKES CONDOMINIUMS AMD
Legal Lot Number143
Legal Unit1
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group1
Census Block1023
Census Tract815901

Owner

Source: Maricopa County records · APN 313-23-881

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address778 E HARPER ST UNIT 102, 102, GILBERT, AZ 85297-1159
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2022Deed of Trust, Mortgage · Line of Credit
ARIZONA BANK & TRUST
Dec 31, 2020Grant Deed, Subdivision Related Transfer · FHA Mortgage
FBC MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 31, 2020 · Amount on Record
Deed SaleDec 31, 2020 · Amount on Record
Deed Document Number20201296831
Record UpdatedJun 08, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address778 E HARPER ST UNIT 102, 102, GILBERT, AZ 85297-1159
Transaction TypeMortgage
Record UpdatedNov 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address778 E HARPER ST 102, 102, GILBERT, AZ 85297-1159

Mortgage

Document Number0000808166
DateOct 31, 2022
Instrument20220808166
Lender
NameARIZONA BANK & TRUST
TypeBank
AddressTEMPE, AZ 85283
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMARICOPA AZ
Recording DateDec 31, 2020
Property Address778 E HARPER ST UNIT 102, 102, GILBERT, AZ 85297-1159
Document Number0001296831
Instrument DateDec 01, 2020
Instrument1296831
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 11, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$326.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address778 E HARPER ST 143 GILBERT AZ 85297, GILBERT, AZ 85297

Mortgage

Document Number1296832
DateDec 31, 2020
Instrument1296832
Lender
NameFBC MTG
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 30, 2050

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictChandler Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$36,600 (-9.02%)$366,000 (-9.02%) Land $73,200 Building $292,800
2025$1,575.00 (+3.69%)
2024$40,230$402,300 Land $80,400 Building $321,900
2023$1,519.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 99.1% of Arizona
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Lumen Technologies
DSL · Fiber in parts of the area
140 / 20
AirFiber WISP
Fixed Wireless
100 / 25
Wi-Fiber
Fixed Wireless
100 / 20

Based on FCC filings for 625 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF GILBERT
serves 247,600 people
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on E Harper St

Nearby Streets

Search Property Records by Address or Parcel Number