778 Brown Cove Rd, Clyde, NC 28721 Property Records

Haywood County property record for 778 Brown Cove Rd, Clyde, NC 28721 · Last verified August 2026

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,728 sqft · built 2018
Lot Size	1.24 acres (54,014 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Aug 2026)
Tax Bill	$1,107 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8648-42-2023`

Property Details

APN / Parcel Number

Primary APN	`8648-42-2023`
Alternative APN	`243914`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,728 sqft Heated Area
Gross Area	1,800 sqft
1st Floor Area	1,728 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Mobile Home
Exterior Material	Vinyl
Lot Area	54,014 sqft (1.24 acres)
Garage Area	323 sqft

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Account Number	243914
Street Address	778 BROWN COVE RD
City	CLYDE
State	NC
Zip	28721-6895
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	778 BROWN COVE RD #2
Legal Subdivision	BROWN COVE
Legal Unit	2
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1003
Census Tract	920201

Owner

Source: Haywood County records · APN 8648-42-2023

Assessment roll updated July 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	778 BROWN COVE RD, CLYDE, NC 28721-6895
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Aug 03, 2026	Warranty Deed, Transfer · Conventional Mortgage RADIUS FINANCIAL GROUP INC
Jul 31, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Mar 30, 2020	Deed of Trust, Mortgage · FHA Mortgage JAMES B NUTTER & CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 03, 2026 · Amount on Record
Deed Sale	Aug 03, 2026 · Amount on Record
Deed Document Number	20266714
Deed Book / Page	1158 / 1350
Prior Transfer Date	Jul 31, 2026
Prior Transfer Doc	0000006714
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Aug 03, 2026
Property Address	778 BROWN COVE RD, CLYDE, NC 28721-6895
Document Number	0000006714
Book / Page	1158 / 1350
Instrument Date	Jul 31, 2026
Instrument	20266714
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$31,310.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 BROWN COVE RD, CLYDE, NC 28721-6895

Mortgage

Document Number	0000006715,
Date	Aug 03, 2026
Instrument	20266715

Lender

Name	RADIUS FINANCIAL GROUP INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	778 BROWN COVE RD, CLYDE, NC 28721-6895
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 BROWN COVE RD, CLYDE, NC 28721-6895

Mortgage

Document Number	0010910929
Date	Jul 31, 2023
Book Page	1091/929
Instrument	2023006487

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Apr 01, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	778 BROWN COVE RD, CLYDE, NC 28721-6895
Document Number	0009950168
Instrument Date	Mar 30, 2020
Transaction Type	Mortgage
Record Updated	Apr 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	778 DROWN COVE RD CLYDE NC 28721, CLYDE, NC 28721

Mortgage

Document Number	0009950168
Date	Apr 09, 2020
Book Page	000995/000168
Instrument	3214

Lender

Name	JAMES B NUTTER & CO
Type	Funding / Finance Company
Address	KANSAS CITY, MO 64111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 08, 2050

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$153,000 (-) Land $37,100 Building $115,900
2025	$1,107.00	$153,000 (-) Land $37,100 Building $115,900	$153,000 (-) Land $37,100 Building $115,900
2023		$153,000 Land $37,100 Building $115,900	$153,000 (-) Land $37,100 Building $115,900
2021			$153,000 Land $37,100 Building $115,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370879202011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 81% of North Carolina
Wildfire Likelihood	About 1 in 613 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Skyrunner	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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