694 Brown Cove Rd, Clyde, NC 28721 Property Records

Haywood County property record for 694 Brown Cove Rd, Clyde, NC 28721 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,624 sqft · built 1965
Lot Size16.1 acres (704,801 sqft)
Owner2 Individual Names on File
Last Sale$240,000 (Mar 2022)
Tax Bill$1,872 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Mar 2022 Sale
Flood ZoneZone X (minimal risk)
APN8648-41-7900

Property Details

APN / Parcel Number

Primary APN8648-41-7900
Alternative APN
  • 272420

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,624 sqft Heated Area
Gross Area1,864 sqft
1st Floor Area1,624 sqft
Basement Area1,624 sqft
Finished Basement1,624 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleConventional
Exterior MaterialBrick Veneer
Roof MaterialAsphalt
Lot Area704,801 sqft (16.1 acres)
TerrainWooded
Garage Area720 sqft
PorchSlab

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemHeat Pump
SewerSeptic

Location & Zoning

Account Number272420
Street Address694 BROWN COVE RD
CityCLYDE
StateNC
Zip28721-6894
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description694 BROWN COVE RD
Legal SubdivisionBROWN COVE
JurisdictionHAYWOOD NC
Township / Civil DivisionBEAVERDAM
Census Block Group1
Census Block1003
Census Tract920201

Owner

Source: Haywood County records · APN 8648-41-7900

Assessment roll updated July 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11100 133RD ST, LARGO, FL 33774-4657
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 04, 2026Deed of Trust, Mortgage · Line of Credit
HOMETRUST BANK
Mar 30, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 30, 2022 · Amount on Record
Deed SaleMar 30, 2022 · Amount on Record
Prior SaleDec 17, 1965
Deed Document Number20223439
Deed Book / Page1059 / 349
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYWOOD NC
Recording DateAug 04, 2026
Property Address694 BROWN COVE RD, CLYDE, NC 28721-6894
Document Number0000006732
Book / Page1158 / 1500
Instrument DateJul 29, 2026
Instrument20266732
Transaction TypeMortgage
Record UpdatedAug 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address694 BROWN COVE RD, CLYDE, NC 28721-6894

Mortgage

Document Number0000006732,
DateAug 04, 2026
Book Page1158/1500
Instrument20266732
Lender
NameHOMETRUST BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueJul 25, 2051
Interest
Rate TypeAdjustable Rate
Rate7.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateMar 30, 2022
Property Address694 BROWN COVE RD, CLYDE, NC 28721-6894
Document Number0010590349
Book / Page1059 / 349
Map ReferenceMB 209 PG 588
Instrument DateMar 30, 2022
Instrument2022003439
Transaction TypeTransfer
Record UpdatedApr 12, 2022

Transaction

AmountAmount Recorded
Tax$480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address694 BROWN COVE RD, 694, CLYDE, NC 28721-6894

Transferred To (Grantee/Buyer)

NameVerified Name
Address11100 133RD ST, LARGO, FL 33774-4657

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$276,400 (-) Land $114,700 Building $161,700
2025$1,872.00$276,400 (-) Land $114,700 Building $161,700$276,400 (-) Land $114,700 Building $161,700
2023$276,400 Land $114,700 Building $161,700$276,400 (-) Land $114,700 Building $161,700
2021$276,400 Land $114,700 Building $161,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370879202011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskModerate
above 60% of the US · above 82% of North Carolina
Wildfire LikelihoodAbout 1 in 552 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Brown Cove Rd

Nearby Streets

Search Property Records by Address or Parcel Number