7779 Flat Reed Dr, Florence, KY 41042 Property Records

Boone County property record for 7779 Flat Reed Dr, Florence, KY 41042

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,758 sqft · built 2009
Owner	Individual Name on File
Last Sale	$425,000 (Nov 2023)
Tax Bill	$4,718 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`050.00-16-184.00`

Property Details

APN / Parcel Number

Primary APN	`050.00-16-184.00`
Alternative APN	`33039`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,758 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	7779 FLAT REED DR
City	FLORENCE
State	KY
Zip	41042-7833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 184 SEC 17 HEARTHSTONE
Legal Subdivision	HEARTHSTONE
Legal Lot Number	184
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1004
Census Tract	70317

Owner

7779 Flat Reed Dr is owned and occupied by an individual who bought it in November 2023.

Source: Boone County records, as of November 21, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7779 FLAT REED DR, FLORENCE, KY 41042-7833
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 6, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 4, 2021	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2023 · Amount on File
Deed Sale	Nov 6, 2023 · Amount on File
Prior Sale	Nov 4, 2021 · Amount on File
Deed Document Number	986357
Deed Book / Page	D1213 / 510
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Nov 6, 2023
Property Address	7779 FLAT REED DR, FLORENCE, KY 41042-7833
Document Number	0D1213/510
Book / Page	D1213 / 510
Map Reference	CAB 5 SL 134
Instrument Date	Oct 30, 2023
Instrument	986357
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1037 SUNDROPS ST, LEANDER, TX 78641-3591

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7779 FLAT REED DR, FLORENCE, KY 41042-7833

Mortgage

Document Number	0000986361
Date	Nov 6, 2023
Instrument	986361

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Nov 4, 2021
Property Address	7779 FLAT REED DR, FLORENCE, KY 41042-7833
Document Number	0D1176/990
Book / Page	D1176 / 990
Map Reference	CAB 5 SL 134
Instrument Date	Oct 29, 2021
Instrument	852962
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3366 WILDROSE LN, 3366, BURLINGTON, KY 41005-7125

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7779 FLAT REED DR, FLORENCE, KY 41042-7833

Mortgage

Document Number	0000852963
Date	Nov 4, 2021
Instrument	852963

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 7779 Flat Reed Dr was $4,718.

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,718.00	$425,000 Land $50,000 Building $375,000
2024			$425,000 (+12.58%) Land $50,000 Building $375,000
2023	$4,276.00 (+1.35%)	$377,500 (-) Land $50,000 Building $327,500	$377,500 (-) Land $50,000 Building $327,500
2022	$4,219.00	$377,500 Land $50,000 Building $327,500	$377,500 Land $50,000 Building $327,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7779 Flat Reed Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7779 Flat Reed Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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