7762 Flat Reed Dr, Florence, KY 41042 Property Records

Boone County property record for 7762 Flat Reed Dr, Florence, KY 41042

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,843 sqft · built 2005
Owner	Individual Name on File
Last Sale	$317,500 (Jun 2021)
Tax Bill	$3,543 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`050.00-16-218.00`

Property Details

APN / Parcel Number

Primary APN	`050.00-16-218.00`
Alternative APN	`3030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,843 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Wood
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	7762 FLAT REED DR
City	FLORENCE
State	KY
Zip	41042-7830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 218 SEC 17 HEARTHSTONE
Legal Subdivision	HEARTHSTONE SEC 17
Legal Lot Number	218
Jurisdiction	BOONE KY
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1001
Census Tract	70317

Owner

7762 Flat Reed Dr is owned and occupied by an individual who bought it in June 2021.

Source: Boone County records, as of November 21, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7762 FLAT REED DR, FLORENCE, KY 41042-7830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed, Transfer · Conventional Mortgage PNC BANK NA
Jun 19, 2020	Warranty Deed, Transfer · Conventional Mortgage VICTORY MORTGAGE LLC
Apr 6, 2020	Deed of Trust, Mortgage VICTORY COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2021 · Amount on File
Deed Sale	Jun 22, 2021 · Amount on File
Prior Sale	Jun 19, 2020 · Amount on File
Deed Document Number	839383
Deed Book / Page	D1168 / 183
Record Updated	Jun 8, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BOONE KY
Recording Date	Jun 22, 2021
Property Address	7762 FLAT REED DR, FLORENCE, KY 41042-7830
Document Number	D1168/183
Book / Page	D1168 / 183
Map Reference	CAB 5 SL 134
Instrument Date	Jun 14, 2021
Instrument	839383
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	903 FAIRHAVEN DR, 903, LEXINGTON, KY 40515-5514

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7762 FLAT REED DR, FLORENCE, KY 41042-7830

Mortgage

Document Number	839384
Date	Jun 22, 2021
Instrument	839384

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOONE KY
Recording Date	Jun 19, 2020
Property Address	7762 FLAT REED DR, FLORENCE, KY 41042-7830
Document Number	D1146/56
Book / Page	D1146 / 56
Map Reference	CAB 5 SL 134
Instrument Date	Jun 15, 2020
Instrument	804206
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	HOMESTEAD TITLE AGENCY LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7762 FLAT REED DR, FLORENCE, KY 41042-7830

Mortgage

Document Number	804207
Date	Jun 19, 2020
Instrument	804207

Lender

Name	VICTORY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOONE KY
Property Address	7762 FLAT REED DR, FLORENCE, KY 41042-7830
Transaction Type	Mortgage
Record Updated	Apr 22, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M4279/131
Date	Apr 6, 2020
Book Page	M4279/131
Instrument	798518

Lender

Name	VICTORY COMMUNITY BANK
Type	Bank
Address	FT MITCHELL, KY 41017

Agreement

Amount	Amount on Record
Term	11 Months
Due	Mar 25, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 7762 Flat Reed Dr was $3,543.

Source: Boone County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Boone County
Unified School District	Boone County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,543.00	$317,500 Land $50,000 Building $267,500
2024			$317,500 (-) Land $50,000 Building $267,500
2023	$3,608.00 (+1.69%)	$317,500 (-) Land $50,000 Building $267,500	$317,500 (-) Land $50,000 Building $267,500
2022	$3,548.00	$317,500 Land $50,000 Building $267,500	$317,500 Land $50,000 Building $267,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7762 Flat Reed Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 21, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7762 Flat Reed Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOONE CO WATER & SEWER DISTRICT serves 66,300 people · EPA ID KY0080034
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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