Charles County property record for 7779 Bumpy Oak Rd, La Plata, MD 20646 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1930 |
| Square Footage | 916 sqft Living Area |
| Lot Size | 318,424 sqft (7.31 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $520,000 (2026) |
| Tax Bill | $2,735.00 (2025) |
| Primary APN | 07-037058 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 916 sqft Living Area |
| 1st Floor | 916 sqft 1st Floor |
| Basement Area | 576 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional Style |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 318,424 sqft (7.31 acres) |
| Shed | 1 Shed |
| Shed Area | 448 sqft Shed |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Space Heating |
| Sewage | Sewage Connected |
| Account Number | 037058 |
|---|---|
| Street Address | 7779 BUMPY OAK RD |
| City | LA PLATA |
| State | MD |
| Zip | 20646-5635 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 7.317 AC S W SI BUMPY OAK RD |
| Legal Subdivision | TOWN OF LA PLATA |
| Legal Block | 1 |
| Jurisdiction | CHARLES MD |
| Minor Civil Division | 7, POMONKEY |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 850102 |
Source: Charles County records · APN 07-037058
Assessment roll updated September 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7779 BUMPY OAK RD, LA PLATA, MD 20646-5635 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 05, 2026 | Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA |
| Apr 10, 2018 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 05, 2026 · Amount on Record |
| Deed Sale | Jun 05, 2026 · Amount on Record |
| Prior Sale | May 05, 2006 · Amount on Record |
| Deed Book / Page | 14098 / 496 |
| Transfer Doc | 0000002502 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 05, 2026 |
| Property Address | 7779 BUMPY OAK RD, LA PLATA, MD 20646-5635 |
| Document Number | 1409000496 |
| Book / Page | 14098 / 496 |
| Instrument Date | May 29, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | MTA TITLE AND ESCROW LLC, VEMA TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $525,200.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7779 BUMPY OAK RD, LA PLATA, MD 20646-5635 |
| Investor | Possibly a Property Investor |
| Document Number | 1409000503, |
|---|---|
| Date | Jun 05, 2026 |
| Book Page | 14098/503 |
| Name | FIRST NATIONAL BANK OF AMERICA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 15, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 7779 BUMPY OAK RD, LA PLATA, MD 20646-5635 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0102240498 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 10224/498 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Charles County records · Assessment roll updated September 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,735.00 (+14.01%) | $176,200 (+13.73%) Land $108,900 Building $67,300 | $176,200 (-) Land $108,900 Building $67,300 |
| 2023 | $2,399.00 | $154,933 | $176,200 Land $108,900 Building $67,300 |
Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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