7644 Bumpy Oak Rd, La Plata, MD 20646 Property Records

Charles County property record for 7644 Bumpy Oak Rd, La Plata, MD 20646 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1 Baths
Architecture StyleConventional
Year BuiltBuilt 1954
Square Footage1,305 sqft Living Area
Lot Size94,525 sqft (2.17 acres)
OccupancyOwner Occupied
Last Sale$305,000 (2022)
Tax Bill$9,417.00 (2025)

Property Details

APN / Parcel Number

Primary APN07-022018
Alternative APNs
  • 7022018
  • 022018

Interior

Full Baths1 Baths
Building Area1,305 sqft Living Area
1st Floor957 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleConventional Style
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area94,525 sqft (2.17 acres)
PorchOpen Porch
Porch Area232 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating
SewageSewage Connected

Location & Zoning

Account Number022018
Street Address7644 BUMPY OAK RD
CityLA PLATA
StateMD
Zip20646-5632
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description.73 AC & LOT 5 BUMPY OAK RD
Legal SubdivisionTOWN OF LA PLATA
Legal Block3
Legal Lot Number5
JurisdictionCHARLES MD
Minor Civil Division7, POMONKEY
Census Blockgroup3
Census Block3013
Census Tract850712

Owner

Source: Charles County records · APN 07-022018

Assessment roll updated September 22, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7644 BUMPY OAK RD, LA PLATA, MD 20646-5632
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 05, 2022Deed, Transfer · Veterans Administration Mortgage
TOWNEBANK MORTGAGE
Sep 08, 2017Grant Deed, Transfer
BUYERS TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 05, 2022 · Amount on Record
Deed SaleApr 05, 2022 · Amount on Record
Prior SaleSep 08, 2017 · Amount on Record
Deed Book / Page12490 / 53
Prior Transfer DateSep 16, 2005
Prior Transfer Doc0054580016
Record RefreshedJun 08, 2026

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateApr 05, 2022
Property Address7644 BUMPY OAK RD, LA PLATA, MD 20646-5632
Document Number0124900053
Book / Page12490 / 53
Instrument DateFeb 18, 2022
Transaction TypeTransfer
Record UpdatedApr 20, 2022
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,287.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address7644 BUMPY OAK RD, LA PLATA, MD 20646-5632

Mortgage

Document Number0001249062
DateApr 05, 2022
Instrument12490/62
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term359 Months
DueMar 01, 2052

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLES MD
Recording DateSep 08, 2017
Property Address7644 BUMPY OAK RD, LA PLATA, MD 20646-5632
Document Number0099800250
Book / Page009980 / 000250
Instrument DateAug 31, 2017
Transaction TypeTransfer
Record UpdatedNov 21, 2017
Title CompanyBUYERS TITLE

Transaction

AmountAmount Recorded
Tax$86.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7644 BUMPY OAK RD LA PLATA MD 206465632, LA PLATA, MD 20646-5632

Tax Assessment & Valuation

Source: Charles County records · Assessment roll updated September 22, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,417.00 (+205.25%)$294,500 (+43.08%) Land $89,300 Building $205,200$294,500 (-) Land $89,300 Building $205,200
2023$3,085.00$205,833$294,500 Land $89,300 Building $205,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 5,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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