7777 Caminito Monarca, Unit 108, Carlsbad, CA 92009 Property Records

San Diego County property record for 7777 Caminito Monarca, Unit 108, Carlsbad, CA 92009

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,308 sqft · built 1990
Lot Size	2.18 acres (95,157 sqft)
Owner	2 Individual Names on File
Last Sale	$521,000 (Jun 2018)
Tax Bill	$6,948 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2024 Second Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`216-380-16-33`

Property Details

APN / Parcel Number

Primary APN	`216-380-16-33`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,308 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	95,157 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7777 CAMINITO MONARCA, 108
City	CARLSBAD
State	CA
Zip	92009-8547
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	P-C
Legal Description	LOT 4 US4-108PER DOC88-310920&UND INT IN LOTS 2&3&IN TR 011085
Legal Subdivision	CARLSBAD COURT
Legal Tract	011085
Legal Block	2
Legal Lot Number	4,2,3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2005
Census Tract	20035

Owner

7777 Caminito Monarca, Unit 108 is owned and occupied by two individuals who bought it in June 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7777 CAMINITO MONARCA, 108, CARLSBAD, CA 92009-8547
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage KIND LENDING LLC
Mar 6, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage KIND LENDING LLC
Oct 13, 2022	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Mar 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage E MORTGAGE CAPITAL INC
Apr 1, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 18, 2020	Deed of Trust, Mortgage · FHA Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Oct 22, 2020	Deed of Trust, Mortgage · FHA Mortgage DIGNIFIED HOME LOANS LLC
Jun 28, 2018	Grant Deed, Transfer · FHA Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Mar 20, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 27, 2017	Grant Deed, Transfer · FHA Mortgage FIRST CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2018 · Amount on File
Deed Sale	Jun 28, 2018 · Amount on File
Prior Sale	Jun 27, 2017 · Amount on File
Deed Document Number	2018264876
Prior Transfer Date	Feb 12, 2018
Prior Transfer Doc	0000108867
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 23, 2026
Property Address	7777 CAMINITO MONARCA, 108, CARLSBAD, CA 92009-8547
Document Number	0000115017
Instrument Date	Apr 16, 2026
Instrument	2026115017
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	7777 CAMINITO MONARCA, 108, CARLSBAD, CA 92009-8547

Mortgage

Document Number	0000115017,
Date	Apr 23, 2026
Instrument	2026115017

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7777 CAMINITO MONARCA UNIT 108, 108, CARLSBAD, CA 92009-8547
Transaction Type	Mortgage
Record Updated	Mar 14, 2024
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7777 CAMINITO MONARCA 108, 108, CARLSBAD, CA 92009-8547

Mortgage

Document Number	0000056569
Date	Mar 6, 2024
Instrument	2024-0056569

Lender

Name	KIND LENDING LLC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7777 CAMINITO MONARCA UNIT 108, 108, CARLSBAD, CA 92009-8547
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7777 CAMINITO MONARCA 108, 108, CARLSBAD, CA 92009-8547

Mortgage

Document Number	0000398763
Date	Oct 13, 2022
Instrument	2022-0398763

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7777 CAMINITO MONARCA UNIT 108, 108, CARLSBAD, CA 92009-8547
Transaction Type	Mortgage
Record Updated	Mar 29, 2022
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7777 CAMINITO MONARCA 108, 108, CARLSBAD, CA 92009-8547

Mortgage

Document Number	0000122613
Date	Mar 18, 2022
Instrument	2022-0122613

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7777 CAMINITO MONARCA UNIT 108, 108, CARLSBAD, CA 92009-8547
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7777 CAMINITO MONARCA 108, 108, CARLSBAD, CA 92009-8547

Mortgage

Document Number	0000582060
Date	Aug 16, 2021
Instrument	2021-0582060

Lender

Name	E MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	SANTA ANA, CA 92701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7777 CAMINITO MONARCA UNIT 108, 108, CARLSBAD, CA 92009-8547
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7777 CAMINITO MONARCA 108, 108, CARLSBAD, CA 92009-8547

Mortgage

Document Number	0000251493
Date	Apr 1, 2021
Instrument	2021-0251493

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	355 Months
Due	Nov 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7777 CAMINITO MONARCA UNIT 108, 108, CARLSBAD, CA 92009-8547
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000081525
Date	Feb 18, 2020
Instrument	2020-0081525

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7777 CAMINITO MONARCA UNIT 108, 108, CARLSBAD, CA 92009-8547
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7777 CAMINITO MONARCA, CARLSBAD, CA 92009-8545

Mortgage

Document Number	0000649440
Date	Oct 22, 2020
Instrument	2020-0649440

Lender

Name	DIGNIFIED HOME LOANS LLC
Type	Non-Lending Institution
Address	THOUSAND OAKS, CA 91362

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 28, 2018
Property Address	7777 CAMINITO MONARCA UNIT 108, 108, CARLSBAD, CA 92009-8547
Document Number	0000264876
Map Reference	MAP 11085
Instrument Date	Jun 5, 2018
Instrument	2018-0264876
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	EQUITY TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7777 CAMINITO MONARCA UNIT 108, 108, CARLSBAD, CA 92009-8547

Mortgage

Document Number	0000264877
Date	Jun 28, 2018
Instrument	2018-0264877

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 20, 2018
Property Address	7777 CAMINITO MONARCA UNIT 108, 108, CARLSBAD, CA 92009-8547
Document Number	0000108867
Instrument Date	Feb 12, 2018
Instrument	108867
Transaction Type	Transfer
Record Updated	Mar 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7777 CAMINITO MONARCA #108 CARLSBAD CA 920098547, 108, CARLSBAD, CA 92009-8547

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 27, 2017
Property Address	7777 CAMINITO MONARCA UNIT 108, 108, CARLSBAD, CA 92009-8547
Document Number	0000290328
Instrument Date	Jun 13, 2017
Instrument	290328
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7777 CAMINITO MONARCA #108 CARLSBAD CA 920098547, 108, CARLSBAD, CA 92009-8547

Mortgage

Document Number	290329
Date	Jun 27, 2017
Instrument	290329

Lender

Name	FIRST CAP
Type	Funding / Finance Company
Address	LOS GATOS, CA 95032

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7777 Caminito Monarca, Unit 108 was $6,948 with a homeowner's exemption, up 4.3% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$604,656 (+2%) Land $426,819 Building $177,837
2025	$6,948.00 (+4.32%) Homeowner's exemption	$592,800 Land $418,450 Building $174,350
2024	$6,660.00 (+3.1%)
2023	$6,460.00 (+2.56%) Homeowner's exemption	$569,783 Land $402,202 Building $167,581
2022	$6,299.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7777 Caminito Monarca, Unit 108 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7777 Caminito Monarca, Unit 108 is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, GeoLinks, T-Mobile, Verizon.

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