7777 CAMINITO MONARCA UNIT 104, 104, CARLSBAD, CA 92009-8546
Document Number
0000413386
Map Reference
MAP 11085
Instrument Date
Oct 20, 2022
Instrument
2022-0413386
Transaction Type
Transfer
Record Updated
Jun 7, 2023
Transaction
Tax
$0.00
Amount Accuracy
Transfer Tax Exempt
Additional
Intrafamily Transfer
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
7777 CAMINITO MONARCA UNIT 104, 104, CARLSBAD, CA 92009-8546
August 2021: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
7777 CAMINITO MONARCA UNIT 104, 104, CARLSBAD, CA 92009-8546
Transaction Type
Mortgage
Record Updated
Aug 31, 2021
Title Company
LAWYERS TITLE
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
777 CAMINTO MONARCA #104 104, 104, CARLSBAD, CA 92009
Mortgage
Document Number
0000596374
Date
Aug 20, 2021
Instrument
2021-0596374
Lender
Name
UNITED WHOLESALE MORTGAGE
Type
Mortgage Company
Address
PONTIAC, MI 48341
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Sep 1, 2051
February 2018: Deed of Trust, Mortgage
Document Type
Deed of Trust
Jurisdiction
SAN DIEGO CA
Property Address
7777 CAMINITO MONARCA UNIT 104, 104, CARLSBAD, CA 92009-8546
Transaction Type
Mortgage
Record Updated
Feb 5, 2021
Title Company
STEWART TITLE OF CALIFORNIA
Transferred To (Grantee/Buyer)
Name
Verified Name
Mortgage
Document Number
0000046399
Date
Feb 5, 2018
Instrument
2018-0046399
Lender
Name
HOMESTAR BANK
Type
Bank
Address
SEATTLE, WA 98101
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
Feb 1, 2048
October 2020: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SAN DIEGO CA
Recording Date
Oct 26, 2020
Property Address
7777 CAMINITO MONARCA UNIT 104, 104, CARLSBAD, CA 92009-8546
Document Number
0000656265
Map Reference
MAP 11085
Instrument Date
Sep 30, 2020
Instrument
2020-0656265
Transaction Type
Transfer
Record Updated
Aug 24, 2021
Title Company
LAWYERS TITLE
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Amount Accuracy
Rounded by County
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
7777 CAMINITO MONARCA UNIT 104, 104, CARLSBAD, CA 92009-8546
Mortgage
Document Number
0000656266
Date
Oct 26, 2020
Instrument
2020-0656266
Lender
Name
HOME POINT FINANCIAL CORPORATION
Type
Mortgage Company
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
361 Months
Due
Nov 1, 2050
Tax Assessment & Valuation
The 2025 property tax bill for 7777 Caminito Monarca, Unit 104 was $7,266 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
Property Jurisdictions
Type
Name
State
California
County
San Diego County
Municipality
Carlsbad City
Elementary School District
Encinitas Union Elementary School District (KG - 06)
Secondary School District
San Dieguito Union High School District (07 - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
2026
$634,841 (+2%)Land $304,714Building $330,127
2025
$7,266.00Homeowner's exemption
$622,394Land $298,740Building $323,654
2023
$6,760.00 (+2.53%)Homeowner's exemption
$598,228Land $287,141Building $311,087
2022
$6,593.00
Assessed value is set for property tax purposes and is not a market price estimate.
Flood
FEMA maps place 7777 Caminito Monarca, Unit 104 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone A, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
2 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 7777 Caminito Monarca, Unit 104 is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood
0.03% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source
Purchased surface water from several systems
Last State Inspection
May 2024
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area
1,000 / 1,000
May also be available: AT&T, GeoLinks, T-Mobile, Verizon.