Van Buren County property record for 77720 Le Lac Dr, Covert, MI 49043
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $103 (2025) |
| Deeds & Mortgages | Jan 2017 Line of Credit Jul 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 80-07-021-006-56 |
| Primary APN | 80-07-021-006-56 |
|---|
| Lot Area | 108,900 sqft (2.5 acres) |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 77720 LE LAC DR |
|---|---|
| City | COVERT |
| State | MI |
| Zip | 49043-8739 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | RR |
| Legal Description | 333-J 21-2-17 754-24 791-617,618 915-27,34 1405-203 1419-935 COM AT W 1/4 POST OF SEC, TH S 0 DEG 02'34"W ON W SEC L 908.10 |
| Legal Subdivision | LE LAC APPELLE |
| Jurisdiction | VAN BUREN MI |
| Township / Civil Division | COVERT |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 10600 |
Source: Van Buren County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3310 COLOMA RD, BENTON HARBOR, MI 49022-9522 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2017 | Deed of Trust, Mortgage · Line of Credit CHEMICAL BANK |
| Jul 23, 2019 | Deed of Trust, Mortgage · Line of Credit REX A WATKINS JR ETUX |
| Jan 17, 2017 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 11, 2017 |
| Transfer Doc | 01646/0677 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VAN BUREN MI |
| Property Address | 77720 LE LAC DR, COVERT, MI 49043-8739 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 01647/0142 |
|---|---|
| Date | Jan 27, 2017 |
| Book Page | 1647/0142 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | MIDLAND, MI 48640 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VAN BUREN MI |
| Property Address | 77720 LE LAC DR, COVERT, MI 49043-8739 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 01686/0965 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 1686/0965 |
| Name | REX A WATKINS JR ETUX |
|---|---|
| Type | Private Party |
| Address | 4847 BUNDY COLUMBIA, COLOMA, MI 49038 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 5% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | VAN BUREN MI |
| Recording Date | Jan 17, 2017 |
| Property Address | 77720 LE LAC DR, COVERT, MI 49043-8739 |
| Document Number | 01646/0677 |
| Book / Page | 1646 / 0677 |
| Instrument Date | Jan 11, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 77643 38TH AVE, COVERT, MI 49043-8716 |
| Name | Verified Name |
|---|---|
| Address | 3865 LAKE PATH, COLOMA, MI 49038-9259 |
Source: Van Buren County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Van Buren County |
| County Subdivision | Covert Township |
| Unified School District | Covert Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $91,100 (-) | $182,200 (-) | |
| 2025 | $103.00 (+3%) | $91,100 (+8.07%) | $182,200 (+8.07%) |
| 2024 | $100.00 (+14.94%) | ||
| 2023 | $84,300 | $168,600 | |
| 2020 | $87.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1982–2019) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Nov 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
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