777 Winterside Cir, San Ramon, CA 94583 Property Records

Contra Costa County property record for 777 Winterside Cir, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,056 sqft · built 1990
Lot Size	0.079 acres (3,446 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Sep 2003)
Tax Bill	$9,582 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`213-720-043-8`

Property Details

APN / Parcel Number

Primary APN	`213-720-043-8`
Alternative APN	`213-720-043`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,056 sqft Living Area
1st Floor Area	885 sqft
2nd Floor Area	1,171 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Wood
Roof Material	Wood Shingle
Lot Area	3,446 sqft (0.079 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	777 WINTERSIDE CIR
City	SAN RAMON
State	CA
Zip	94583-5234
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	T6648 L43
Legal Subdivision	NEWCASTLE
Legal Tract	6648
Legal Lot Number	43
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	345111

Owner

Source: Contra Costa County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	777 WINTERSIDE CIR, SAN RAMON, CA 94583-5234
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit TECHNOLOGY CREDIT UNION
May 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage EXCEL MORGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2003 · Amount on Record
Deed Sale	Sep 12, 2003 · Amount on Record
Prior Sale	Jan 4, 1994 · Amount on Record
Deed Document Number	2003455249
Last Transfer Date	May 10, 2021
Transfer Doc	0000144540
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 20, 2026
Property Address	777 WINTERSIDE CIR, SAN RAMON, CA 94583-5234
Document Number	0000075933
Instrument Date	Jul 14, 2026
Instrument	202675933
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	ATLAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	777 WINTERSIDE CIR, SAN RAMON, CA 94583-5234

Mortgage

Document Number	0000075933,
Date	Jul 20, 2026
Instrument	202675933

Lender

Name	TECHNOLOGY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 20, 2051

Interest

Rate	6.47%
Max Rate	-1%

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 14, 2021
Property Address	777 WINTERSIDE CIR, SAN RAMON, CA 94583-5234
Document Number	0000144540
Map Reference	MB 312 PG 1
Instrument Date	May 10, 2021
Instrument	2021-144540
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	777 WINTERSIDE CIR, SAN RAMON, CA 94583-5234

Mortgage

Document Number	0000144541
Date	May 14, 2021
Instrument	2021-144541

Lender

Name	EXCEL MORGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$797,606 (+2%) Land $430,707 Building $366,899
2025	$9,582.00 (+3.95%) Homeowner's exemption	$781,967 (+4.04%) Land $422,262 Building $359,705
2023	$9,218.00 (+1.01%) Homeowner's exemption	$751,604 Land $405,866 Building $345,738
2022	$9,126.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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