775 Winterside Cir, San Ramon, CA 94583 Property Records

Contra Costa County property record for 775 Winterside Cir, San Ramon, CA 94583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,651 sqft · built 1990
Lot Size	0.081 acres (3,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$679,000 (Mar 2007)
Tax Bill	$11,040 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Mar 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`213-720-042`

Property Details

APN / Parcel Number

Primary APN	`213-720-042`
Alternative APN	`213-720-042-0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,651 sqft Living Area
1st Floor Area	791 sqft
2nd Floor Area	860 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Cluster
Lot Area	3,530 sqft (0.081 acres)
Garage Type	Attached
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	775 WINTERSIDE CIR
City	SAN RAMON
State	CA
Zip	94583-5234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T6648 L42
Legal Subdivision	NEWCASTLE HOMEOWNERS ASSOCIATION
Legal Tract	6648
Legal Lot Number	42
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1000
Census Tract	345111

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	775 WINTERSIDE CIR, SAN RAMON, CA 94583-5234
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN MORTGAGE CORP
Mar 3, 2023	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage JWH FINANCIAL INC
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 7, 2018	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2007 · Amount on Record
Deed Sale	Mar 21, 2007 · Amount on Record
Prior Sale	Dec 30, 1996 · Amount on Record
Deed Document Number	200782158
Last Transfer Date	Jan 29, 2018
Transfer Doc	0000019424
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	775 WINTERSIDE CIR, SAN RAMON, CA 94583-5234
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 WINTERSIDE CIR, SAN RAMON, CA 94583-5234

Mortgage

Document Number	0000212117
Date	Jul 29, 2021
Instrument	2021-212117

Lender

Name	AMERICAN MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Feb 1, 2051

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	775 WINTERSIDE CIR, SAN RAMON, CA 94583-5234
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 WINTERSIDE CIR, SAN RAMON, CA 94583-5234

Mortgage

Document Number	0000020304
Date	Mar 3, 2023
Instrument	2023-020304

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	302 Months
Due	Apr 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Change Frequency	Monthly
Index	Prime Rate
Max Rate	17%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	775 WINTERSIDE CIR, SAN RAMON, CA 94583-5234
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037897
Date	Feb 28, 2020
Instrument	2020-037897

Lender

Name	JWH FINANCIAL INC
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	775 WINTERSIDE CIR, SAN RAMON, CA 94583-5234
Document Number	0000100284
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	775 WINTERSIDE CIR SAN RAMON CA 945835234, SAN RAMON, CA 94583-5234

Mortgage

Document Number	0000100284
Date	May 27, 2020
Instrument	100284

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 26, 2050

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 7, 2018
Property Address	775 WINTERSIDE CIR, SAN RAMON, CA 94583-5234
Document Number	0000019424
Instrument Date	Jan 29, 2018
Instrument	19424
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	775 WINTERSIDE CIR SAN RAMON CA 945835234, SAN RAMON, CA 94583-5234

Mortgage

Document Number	19425
Date	Feb 7, 2018
Instrument	19425

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$927,892 (+2%) Land $571,905 Building $355,987
2025	$11,040.00 (+3.86%)	$909,699 (+4.04%) Land $560,692 Building $349,007
2023	$10,630.00 (+0.96%)	$874,376 Land $538,921 Building $335,455
2022	$10,529.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 686 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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