777 S River Rd, Tryon, NC 28782 Property Records

Polk County property record for 777 S River Rd, Tryon, NC 28782 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,462 sqft · built 1946
Lot Size	24 acres (1,047,618 sqft)
Owner	Trust Name on File
Last Sale	$2,410,000 (Jun 2022)
Tax Bill	$13,116 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`P62-11`

Property Details

APN / Parcel Number

Primary APN	`P62-11`
Alternative APN	`52342`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	3,462 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1965
Exterior Material	Wood Siding
Roof Material	Shingle
Lot Area	1,047,618 sqft (24 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces
Porch	Porch
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	52342
Street Address	777 S RIVER RD
City	TRYON
State	NC
Zip	28782-7881
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	24.05 ACRES, P62 MAP P62
Legal Subdivision	MAP P62
Jurisdiction	POLK NC
Township / Civil Division	COLUMBUS
Census Block Group	4
Census Block	4000
Census Tract	920304

Owner

Source: Polk County records · APN P62-11

Assessment roll updated September 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	777 S RIVER RD, TRYON, NC 28782-7881
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Oct 01, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 27, 2022 · Amount on Record
Deed Sale	Jun 27, 2022 · Amount on Record
Prior Sale	Oct 01, 2018 · Amount on Record
Deed Book / Page	470 / 2475
Prior Transfer Date	Mar 29, 2005
Prior Transfer Doc	00325/1102
Record Updated	Sep 20, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jun 27, 2022
Property Address	777 S RIVER RD, TRYON, NC 28782-7881
Document Number	00470/2475
Book / Page	470 / 2475
Map Reference	FILE F PG 1135
Instrument Date	Jun 23, 2022
Transaction Type	Transfer
Record Updated	Jun 07, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,820.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 MOONSHINE FALLS TRL, 115, LANDRUM, SC 29356-3211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	777 S RIVER RD, TRYON, NC 28782-7881

Mortgage

Document Number	0004702478
Date	Jun 27, 2022
Instrument	470/2478

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jul 01, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9%
Index	Other
Max Rate	9%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Oct 01, 2018
Property Address	777 S RIVER RD, TRYON, NC 28782-7881
Document Number	000436/924
Book / Page	436 / 924
Instrument Date	Sep 29, 2018
Transaction Type	Transfer
Record Updated	Mar 07, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	777 S RIVER RD, TRYON, NC 28782-7881

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,116.00 (+26.33%)	$2,467,794 (+55.19%) Land $591,000 Building $1,876,794	$2,467,794 (+55.19%) Land $591,000 Building $1,876,794
2023	$10,382.00	$1,590,141 Land $416,250 Building $1,173,891
2021			$1,590,141 Land $416,250 Building $1,173,891

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499203044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 68% of North Carolina
Wildfire Likelihood	About 1 in 909 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000
Skyrunner	Fixed Wireless (unlicensed)	500 / 250
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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