Polk County property record for 597 S River Rd, Tryon, NC 28782
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,432 sqft · built 2011 |
| Lot Size | 9.12 acres (397,267 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,181 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P62-40 |
| Primary APN | P62-40 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 2,432 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 397,267 sqft (9.12 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Account Number | 923 |
|---|---|
| Street Address | 597 S RIVER RD |
| City | TRYON |
| State | NC |
| Zip | 28782-7880 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE5 |
| Legal Description | P62, P62 MAP P62 |
| Legal Subdivision | MAP P62 |
| Jurisdiction | POLK NC |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 920304 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 597 S RIVER RD, TRYON, NC 28782-7880 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 1997 |
| Deed Sale | Dec 31, 1997 |
| Deed Book / Page | 183 / 2144 |
| Last Transfer Date | Mar 30, 2020 |
| Transfer Doc | 00447/1884 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Apr 3, 2020 |
| Property Address | 597 S RIVER RD, TRYON, NC 28782-7880 |
| Document Number | 00447/1884 |
| Book / Page | 447 / 1884 |
| Instrument Date | Mar 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 597 S RIVER RD, TRYON, NC 28782-7880 |
| Document Number | 0004471888 |
|---|---|
| Date | Apr 3, 2020 |
| Instrument | 447/1888 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,181.00 (+3.75%) | $758,273 (-) Land $222,400 Building $535,873 | $758,273 (-) Land $222,400 Building $535,873 |
| 2025 | $4,030.00 (+7.15%) | $758,273 (+31.63%) Land $222,400 Building $535,873 | $758,273 (+31.63%) Land $222,400 Building $535,873 |
| 2023 | $3,761.00 | $576,081 Land $161,800 Building $414,281 | |
| 2021 | $576,081 Land $161,800 Building $414,281 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
5G (outdoors only) and 4G LTE
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