Flathead County property record for 777 Cedar St, Whitefish, MT 59937
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,848 sqft · built 1975 |
| Lot Size | 0.303 acres (13,199 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $205,000 (Mar 2005) |
| Tax Bill | $2,510 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Feb 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0784125 |
| Primary APN | R0784125 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,848 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Upper Floors Area | 504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,199 sqft (0.303 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000845310 |
|---|---|
| Street Address | 777 CEDAR ST |
| City | WHITEFISH |
| State | MT |
| Zip | 59937-3447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR EST, S25, T31 N, R22 W, LOT 003 |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 25 |
| Legal Subdivision | CEDAR EST |
| Legal Lot Number | 3 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | WHITEFISH |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 301 |
777 Cedar St is owned and occupied by two individuals who bought it in March 2005.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 777 CEDAR ST, WHITEFISH, MT 59937-3447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Feb 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU |
| Nov 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2005 · Amount on File |
| Deed Sale | Mar 17, 2005 · Amount on File |
| Deed Document Number | 20057608330 |
| Prior Transfer Date | Mar 11, 2005 |
| Prior Transfer Doc | 0007608330 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 777 CEDAR ST, WHITEFISH, MT 59937-3447 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATEC |
| Name | Verified Name |
|---|
| Document Number | 202000029169 |
|---|---|
| Date | Sep 9, 2020 |
| Instrument | 202000029169 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 777 CEDAR ST, WHITEFISH, MT 59937-3447 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201700002741 |
|---|---|
| Date | Feb 6, 2017 |
| Instrument | 201700002741 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 25, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 777 CEDAR ST, WHITEFISH, MT 59937-3447 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 201700027645 |
|---|---|
| Date | Nov 6, 2017 |
| Instrument | 201700027645 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2037 |
The 2026 property tax bill for 777 Cedar St was $2,510.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Whitefish City |
| Elementary School District | Whitefish Elementary School District (PK - 08) |
| Secondary School District | Whitefish High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,510.00 | $802,700 | |
| 2025 | $802,700 Land $337,060 Building $465,640 | ||
| 2023 | $4,155.00 | $605,100 | $605,100 Land $300,820 Building $304,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 777 Cedar St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 777 Cedar St is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 77% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: MontanaSky Networks, Vero Fiber, Western Montana CommunityTel.
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