769 Cedar St, Whitefish, MT 59937 Property Records

Flathead County property record for 769 Cedar St, Whitefish, MT 59937

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,281 sqft · built 1975
Lot Size	0.303 acres (13,199 sqft)
Owner	Individual Name on File
Tax Bill	$3,943 (2023)
Deeds & Mortgages	Nov 2021 Line of Credit Jan 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R0774811`

Property Details

APN / Parcel Number

Primary APN	`R0774811`
Alternative APNs	`07-4292-25-4-10-17-0000` `0000573031`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,281 sqft Living Area
Gross Area	1,890 sqft
1st Floor Area	1,281 sqft
Basement Area	609 sqft
Finished Basement	609 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,199 sqft (0.303 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	169 sqft
Deck Area	231 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000573031
Street Address	769 CEDAR ST
City	WHITEFISH
State	MT
Zip	59937-3447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR EST, S25, T31 N, R22 W, LOT 004
Legal Range	22W
Legal Township	31N
Legal Section	25
Legal Quarter	SE
Legal Subdivision	CEDAR EST
Legal Lot Number	4
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	3
Census Block	3003
Census Tract	301

Owner

Source: Flathead County assessment roll, as of December 31, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	769 CEDAR ST, WHITEFISH, MT 59937-3447
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Line of Credit MONTANA BUSINESS ASSISTANCE CONNECTION I
Jan 15, 2019	Deed of Trust, Mortgage SAILING UNLIMITED
Dec 27, 2018	Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK
Aug 14, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
May 5, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jun 4, 2019	Warranty Deed, Transfer · VA Mortgage MANN MORTGAGE LLC
Jul 12, 2018	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 14, 2020
Deed Sale	Aug 14, 2020
Prior Sale	Jun 4, 2019
Deed Document Number	202000025082
Record Updated	Jun 7, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	769 CEDAR ST, WHITEFISH, MT 59937-3447
Transaction Type	Mortgage
Record Updated	Dec 1, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100039070
Date	Nov 8, 2021
Instrument	202100039070

Lender

Name	MONTANA BUSINESS ASSISTANCE CONNECTION I
Type	Non-Lending Institution
Address	HELENA, MT 59601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 15, 2031

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	769 CEDAR ST, WHITEFISH, MT 59937-3447
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900000892
Date	Jan 15, 2019
Instrument	201900000892

Lender

Name	SAILING UNLIMITED
Type	Non-Lending Institution
Address	HOOD RIVER, OR 97031

Agreement

Amount	Amount Recorded
Term	6 Months
Due	Jun 30, 2019

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	769 CEDAR ST, WHITEFISH, MT 59937-3447
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800030867
Date	Dec 27, 2018
Instrument	201800030867

Lender

Name	GLACIER BANK
Type	Bank
Address	WHITEFISH, MT 59937

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 14, 2020
Property Address	769 CEDAR ST, WHITEFISH, MT 59937-3447
Document Number	202000025082
Instrument Date	Aug 14, 2020
Instrument	202000025082
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	INSURED TITLE, INSURED TITLES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	769 CEDAR ST, WHITEFISH, MT 59937-3447

Mortgage

Document Number	202000025083
Date	Aug 14, 2020
Instrument	202000025083

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	769 CEDAR ST, WHITEFISH, MT 59937-3447
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	COMMONWEALTH USA SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000011534
Date	May 5, 2020
Instrument	202000011534

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 4, 2019
Property Address	769 CEDAR ST, WHITEFISH, MT 59937-3447
Document Number	201900010844
Instrument Date	May 31, 2019
Instrument	201900010844
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	769 CEDAR ST, WHITEFISH, MT 59937-3447

Mortgage

Document Number	201900010845
Date	Jun 4, 2019
Instrument	201900010845

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 12, 2018
Property Address	769 CEDAR ST, WHITEFISH, MT 59937-3447
Document Number	201800014279
Instrument Date	Jun 5, 2018
Instrument	201800014279
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3960 CARR DR, HOOD RIVER, OR 97031-8834

Mortgage

Document Number	201800014280
Date	Jul 12, 2018
Instrument	201800014280

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of December 31, 2022

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Municipality	Whitefish City
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,943.00	$574,200	$574,200 Land $300,820 Building $273,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 86% of Montana
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: VFN Holdings.

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