7765 Co Rd 406, Fulton, MO 65251 Property Records

Callaway County property record for 7765 Co Rd 406, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,830 sqft · built 1984
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on File
Tax Bill	$1,455 (2025)
Deeds & Mortgages	Feb 2021 Refinance Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-02.0-09.0-00-000-024.000`

Property Details

APN / Parcel Number

Primary APN	`18-02.0-09.0-00-000-024.000`
Alternative APN	`1802009000000020000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,830 sqft Living Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 1984
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	108,900 sqft (2.5 acres)
Garage Type	Mixed
Garage Area	1,600 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	240 sqft
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1802009000000024000
Street Address	7765 COUNTY ROAD 406
City	FULTON
State	MO
Zip	65251-6777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 ROLLING OAKS ESTATES # 3
Legal Subdivision	ROLLING OAKS ESTATES # 1
Legal Lot Number	1
Jurisdiction	CALLAWAY MO
Township / Civil Division	ST. AUBERT
Census Block Group	1
Census Block	1050
Census Tract	70500

Owner

7765 Co Rd 406 is owned and occupied by an individual who acquired it in March 2018.

Source: Callaway County records, as of January 14, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7765 COUNTY ROAD 406, FULTON, MO 65251-6777
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance VETERANS UNITED HOME LOANS
Jan 17, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HOME LOANS
Mar 13, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2018
Deed Sale	Mar 13, 2018
Deed Document Number	201801497
Deed Book / Page	471 / 364
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	7765 COUNTY ROAD 406, FULTON, MO 65251-6777
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	246/70
Date	Feb 11, 2021
Book Page	246/70
Instrument	202101118

Lender

Name	VETERANS UNITED HOME LOANS
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	7765 COUNTY ROAD 406, FULTON, MO 65251-6777
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	243/481
Date	Jan 17, 2020
Book Page	243/481
Instrument	202000337

Lender

Name	VETERANS UNITED HOME LOANS
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	Mar 13, 2018
Property Address	7765 COUNTY ROAD 406, FULTON, MO 65251-6777
Document Number	471/364
Book / Page	471 / 364
Instrument Date	Mar 12, 2018
Instrument	201801497
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7765 COUNTY ROAD 406, FULTON, MO 65251-6777

Tax Assessment & Valuation

The 2025 property tax bill for 7765 Co Rd 406 was $1,455, up 0.1% from the year before.

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	South Callaway County R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,455.00 (+0.07%)	$35,004 (-)	$184,230 (-)
2024	$1,454.00 (+4.53%)	$35,004 (+4.11%)	$184,230 (+4.11%)
2023	$1,391.00 (+1.38%)	$33,621 (+1.43%)	$176,950
2022	$1,372.00	$33,146 Land $1,900 Building $31,246
2021			$174,450 Land $10,000 Building $164,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7765 Co Rd 406 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7765 Co Rd 406 is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY 2 WATER DISTRICT serves 13,080 people · EPA ID MO3024085
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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