7720 Co Rd 406, Fulton, MO 65251 Property Records

Callaway County property record for 7720 Co Rd 406, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,940 sqft · built 1981
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,657 (2025)
Deeds & Mortgages	Sep 2026 Transfer Aug 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-02.0-09.0-00-000-021.000`

Property Details

APN / Parcel Number

Primary APN	`18-02.0-09.0-00-000-021.000`
Alternative APN	`1802009000000020000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,940 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,320 sqft
Finished Basement	550 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Fiberglass
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	986 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	261 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1802009000000021000
Street Address	7720 COUNTY ROAD 406
City	FULTON
State	MO
Zip	65251-6775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 ROLLING OAKS ESTATE # 2
Legal Range	09W
Legal Township	46N
Legal Section	09
Legal Subdivision	ROLLING OAKS ESTATES # 2
Legal Lot Number	4
Jurisdiction	CALLAWAY MO
Township / Civil Division	ST. AUBERT
Census Block Group	1
Census Block	1050
Census Tract	70500

Owner

7720 Co Rd 406 is owned and occupied by two individuals who acquired it in September 2026.

Source: Callaway County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7720 COUNTY ROAD 406, FULTON, MO 65251-6775
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Aug 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CALLAWAY BANK
Jun 22, 2018	Deed of Trust, Mortgage CALLAWAY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2025
Deed Sale	Apr 3, 2025
Deed Document Number	20251745
Deed Book / Page	519 / 213
Last Transfer Date	Sep 17, 2026
Transfer Doc	0000005660
Record Updated	Oct 29, 2026

September 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CALLAWAY MO
Recording Date	Sep 17, 2026
Property Address	7720 COUNTY ROAD 406, FULTON, MO 65251-6775
Document Number	0000005660
Book / Page	530 / 158
Instrument Date	Sep 17, 2026
Instrument	20265660
Transaction Type	Transfer
Record Updated	Sep 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 MORNINGSIDE DR, BOONVILLE, MO 65233-1835

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	7720 COUNTY ROAD 406, FULTON, MO 65251-6775
Transaction Type	Mortgage
Record Updated	Sep 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	247/388
Date	Aug 17, 2021
Book Page	247/388
Instrument	202106419

Lender

Name	CALLAWAY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	7720 COUNTY ROAD 406, FULTON, MO 65251-6775
Transaction Type	Mortgage
Record Updated	Aug 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000240/0000000802
Date	Jun 22, 2018
Book Page	0000000240/0000000802
Instrument	201803964

Lender

Name	CALLAWAY BANK

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7720 Co Rd 406 was $1,657, up 20.2% from the year before.

Source: Callaway County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Unified School District	South Callaway County R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,657.00 (+20.16%)	$39,851 (+19.97%)	$209,740 (+19.97%)
2024	$1,379.00 (+0.36%)	$33,218 (-)	$174,830 (-)
2023	$1,374.00 (+1.4%)	$33,218 (+1.45%)	$174,830
2022	$1,355.00	$32,743 Land $1,710 Building $31,033
2021			$172,330 Land $9,000 Building $163,330

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7720 Co Rd 406 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2012

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7720 Co Rd 406 is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY 2 WATER DISTRICT serves 13,080 people · EPA ID MO3024085
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Callabyte Fiber	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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