7764 Windy Hill Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 7764 Windy Hill Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,316 sqft · built 1991
Lot Size	2.73 acres (118,919 sqft)
Owner	2 Individual Names on Record
Last Sale	$502,500 (Dec 2023)
Tax Bill	$3,036 (2026)
Deeds & Mortgages	Feb 2024 Refinance Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14674`

Property Details

APN / Parcel Number

Primary APN	`14674`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,316 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	118,919 sqft (2.73 acres)
Garage Area	1,656 sqft
Pool Area	260 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7764 WINDY HILL RD
City	GLOUCESTER
State	VA
Zip	23061-5335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	WINDY HILL ACRES PARCEL 2-A
Legal Subdivision	PLAT: PB21 1138
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	3
Census Block	3013
Census Tract	100201

Owner

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7764 WINDY HILL RD, GLOUCESTER, VA 23061-5335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance CHESAPEAKE BANK
Dec 1, 2023	Warranty Deed, Transfer · Balloon Mortgage CHESAPEAKE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2023 · Amount on Record
Deed Sale	Dec 1, 2023 · Amount on Record
Deed Document Number	20234547
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7764 WINDY HILL RD, GLOUCESTER, VA 23061-5335
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000664
Date	Feb 28, 2024
Instrument	240000664

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.63%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Dec 1, 2023
Property Address	7764 WINDY HILL RD, GLOUCESTER, VA 23061-5335
Document Number	0230004547
Instrument Date	Nov 28, 2023
Instrument	230004547
Transaction Type	Transfer
Record Updated	Jan 3, 2024
Title Company	NOT AVAILABLE, THE CLOSING SHOP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7764 WINDY HILL RD, GLOUCESTER, VA 23061-5335

Mortgage

Document Number	0230004548
Date	Dec 1, 2023
Instrument	230004548

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,036.00 (+21.78%)	$520,700 (+28.24%) Land $78,060 Building $442,640	$520,700 (+28.24%) Land $78,060 Building $442,640
2025	$2,493.00 (+5.32%)	$406,040 (-) Land $58,060 Building $347,980	$406,040 (-) Land $58,060 Building $347,980
2024	$2,367.00 (+10.4%)	$406,040 (+10.38%) Land $58,060 Building $347,980	$406,040 (+10.38%) Land $58,060 Building $347,980
2023	$2,144.00 (+0.37%)	$367,870 (+24.81%) Land $58,060 Building $309,810	$367,870 (+24.81%) Land $58,060 Building $309,810
2022	$2,136.00	$294,740 Land $50,380 Building $244,360	$294,740 Land $50,380 Building $244,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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