7622 Windy Hill Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 7622 Windy Hill Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,304 sqft · built 1980
Lot Size	3.68 acres (160,301 sqft)
Owner	2 Individual Names on File
Last Sale	$280,000 (Aug 2020)
Tax Bill	$2,205 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23037`

Property Details

APN / Parcel Number

Primary APN	`23037`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,304 sqft Living Area
1st Floor Area	1,080 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	160,301 sqft (3.68 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7622 WINDY HILL RD
City	GLOUCESTER
State	VA
Zip	23061-5325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	WINDY HILL ACRES PARCEL 17A
Legal Subdivision	PLAT: PB24 79
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	3
Census Block	3013
Census Tract	100201

Owner

7622 Windy Hill Rd is owned and occupied by two individuals who bought it in August 2020.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7622 WINDY HILL RD, GLOUCESTER, VA 23061-5325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS & FARMERS BANK
Mar 16, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance C&F MORTGAGE CORPORATION
Aug 25, 2020	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2020 · Amount on File
Deed Sale	Aug 25, 2020 · Amount on File
Prior Sale	Jul 23, 2008 · Amount on File
Deed Document Number	20204349
Prior Transfer Date	Apr 23, 2001
Prior Transfer Doc	0000004969
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7622 WINDY HILL RD, GLOUCESTER, VA 23061-5325
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7622 WINDY HILL RD, GLOUCESTER, VA 23061-5325

Mortgage

Document Number	0250004224
Date	Oct 7, 2025
Instrument	250004224

Lender

Name	CITIZENS & FARMERS BANK
Type	Bank
Address	TOANO, VA 23168

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7622 WINDY HILL RD, GLOUCESTER, VA 23061-5325
Transaction Type	Mortgage
Record Updated	Mar 30, 2022
Title Company	FIRST TITLE COMPANY, FIRST TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001578
Date	Mar 16, 2022
Instrument	220001578

Lender

Name	C&F MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.13%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Aug 25, 2020
Property Address	7622 WINDY HILL RD, GLOUCESTER, VA 23061-5325
Document Number	200004349
Instrument Date	Aug 21, 2020
Instrument	200004349
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7622 WINDY HILL RD, GLOUCESTER, VA 23061-5325

Mortgage

Document Number	200004350
Date	Aug 25, 2020
Instrument	200004350

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7622 Windy Hill Rd was $2,205, up 14.1% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,205.00 (+14.13%)	$378,230 (+20.2%) Land $80,470 Building $297,760	$378,230 (+20.2%) Land $80,470 Building $297,760
2025	$1,932.00 (+5.34%)	$314,670 (-) Land $58,310 Building $256,360	$314,670 (-) Land $58,310 Building $256,360
2024	$1,834.00	$314,670 (-) Land $58,310 Building $256,360	$314,670 (-) Land $58,310 Building $256,360
2023	$1,834.00 (-4.28%)	$314,670 (+19.04%) Land $58,310 Building $256,360	$314,670 (+19.04%) Land $58,310 Building $256,360
2022	$1,916.00	$264,330 Land $56,080 Building $208,250	$264,330 Land $56,080 Building $208,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7622 Windy Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7622 Windy Hill Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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