7764 Silver Oaks Dr, Dubuque, IA 52003 Property Records

Dubuque County property record for 7764 Silver Oaks Dr, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	6 bd · 14 ba · 3,357 sqft · built 2016
Lot Size	3.21 acres (139,828 sqft)
Owner	2 Trust Names on File
Last Sale	$115,000 (Dec 2015)
Tax Bill	$11,330 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit Oct 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`15-25-152-001`

Property Details

APN / Parcel Number

Primary APN	`15-25-152-001`

Interior

Bedrooms	6 Beds
Full Baths	14 Baths
Half Baths	9 Half Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,357 sqft Living Area
Basement Area	3,357 sqft
Finished Basement	2,650 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Architectural Style	Ranch
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	139,828 sqft (3.21 acres)
Garage Type	Mixed
Garage Area	1,979 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Open Porch
Porch Area	366 sqft
Deck Area	304 sqft
Patio Area	608 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Geothermal

Location & Zoning

Street Address	7764 SILVER OAKS DR
City	DUBUQUE
State	IA
Zip	52003-9410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 SILVER OAKS ESTATES;
Legal Range	02E
Legal Township	88N
Legal Section	23
Legal Subdivision	SILVER OAKS ESTATES
Legal Lot Number	19
Jurisdiction	DUBUQUE IA
Township / Civil Division	TABLE MOUND
Census Block Group	2
Census Block	2020
Census Tract	10105

Owner

7764 Silver Oaks Dr is owner-occupied and held in a trust since August 2023.

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	7764 SILVER OAKS DR, DUBUQUE, IA 52003-9410
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Oct 26, 2023	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Aug 24, 2023	Intrafamily Transfer, Transfer
May 30, 2017	Deed of Trust, Mortgage · Line of Credit TWO RIVERS BANK & TRUST
Dec 17, 2020	Deed of Trust, Mortgage · Commercial Mortgage DUPACO COMMUNITY CU
Mar 10, 2017	Loan Modification, Mortgage TWO RIVERS BK
Mar 3, 2017	Trustee's Deed, Construction Loan · Construction Mortgage TWO RIVERS BK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 22, 2015 · Amount on File
Deed Sale	Dec 22, 2015 · Amount on File
Prior Sale	Dec 22, 2015 · Amount on File
Deed Document Number	0000016153
Last Transfer Date	Aug 24, 2023
Transfer Doc	0000008131
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	7764 SILVER OAKS DR, DUBUQUE, IA 52003-9410
Transaction Type	Mortgage
Record Updated	Oct 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010113
Date	Sep 22, 2025
Instrument	2025-00010113

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	1000 JACKSON ST, DUBUQUE, IA 52001

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 19, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	7764 SILVER OAKS DR, DUBUQUE, IA 52003-9410
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010167
Date	Oct 26, 2023
Instrument	2023-00010167

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	AINSWORTH, IA 52201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DUBUQUE IA
Recording Date	Aug 24, 2023
Property Address	7764 SILVER OAKS DR, DUBUQUE, IA 52003-9410
Document Number	0000008131
Instrument Date	Aug 22, 2023
Instrument	2023-00008131
Transaction Type	Transfer
Record Updated	Sep 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7764 SILVER OAKS DR, DUBUQUE, IA 52003-9410

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	7764 SILVER OAKS DR, DUBUQUE, IA 52003-9410
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006284
Date	May 30, 2017
Instrument	2017-00006284

Lender

Name	TWO RIVERS BANK & TRUST
Type	Bank
Address	CORALVILLE, IA 52241

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	7764 SILVER OAKS DR, DUBUQUE, IA 52003-9410
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020144
Date	Dec 17, 2020
Instrument	2020-00020144

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52001

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 16, 2030

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DUBUQUE IA
Property Address	7764 SILVER OAKS DR, DUBUQUE, IA 52003-9410
Document Number	0000002941
Instrument Date	Mar 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7764 SILVER OAKS DR DUBUQUE IA 520039410, DUBUQUE, IA 52003-9410

Mortgage

Document Number	0000002941
Date	Mar 16, 2017
Instrument	2941

Lender

Name	TWO RIVERS BK
Type	Bank
Address	BURLINGTON, IA 52601

Agreement

Term	360 Months
Due	Mar 15, 2047

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DUBUQUE IA
Recording Date	Mar 3, 2017
Property Address	7764 SILVER OAKS DR, DUBUQUE, IA 52003-9410
Instrument Date	Jun 17, 2016
Instrument	2458
Transaction Type	Construction Loan
Record Updated	May 23, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7764 SILVER OAKS DR DUBUQUE IA 520039410, DUBUQUE, IA 52003-9410

Mortgage

Document Number	0000002458
Date	Mar 3, 2017
Instrument	2458

Lender

Name	TWO RIVERS BK
Type	Bank
Address	BURLINGTON, IA 55260

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2047

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,061,200 Land $128,100 Building $933,100	$1,061,200 Land $128,100 Building $933,100
2024	$11,330.00
2023		$948,200 (+25.02%) Land $116,400 Building $831,800	$971,200
2022	$10,606.00 Homeowner's exemption	$758,430 Land $103,110 Building $655,320
2021			$781,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7764 Silver Oaks Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7764 Silver Oaks Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bernard Telephone Company.

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