7964 Silver Oaks Dr, Dubuque, IA 52003 Property Records

Dubuque County property record for 7964 Silver Oaks Dr, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 2,673 sqft · built 2018
Lot Size	2.27 acres (98,881 sqft)
Owner	2 Individual Names on File
Last Sale	$645,687 (May 2019)
Tax Bill	$8,848 (2024)
Deeds & Mortgages	Jun 2020 Mortgage May 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-25-103-001`

Property Details

APN / Parcel Number

Primary APN	`15-25-103-001`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,673 sqft Living Area
Basement Area	2,673 sqft
Finished Basement	2,476 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Ranch
Exterior Material	Other
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	98,881 sqft (2.27 acres)
Lot Dimensions	209 ft deep x 71 ft wide
Garage Type	Attached
Garage Area	1,681 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	233 sqft
Deck Area	240 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7964 SILVER OAKS DR
City	DUBUQUE
State	IA
Zip	52003-9401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 SILVER OAKS ESTATES;
Legal Range	02E
Legal Township	88N
Legal Section	23
Legal Subdivision	SILVER OAKS ESTATES
Legal Lot Number	10
Jurisdiction	DUBUQUE IA
Township / Civil Division	TABLE MOUND
Census Block Group	2
Census Block	2020
Census Tract	10105

Owner

7964 Silver Oaks Dr is owned and occupied by two individuals who bought it in May 2019.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7964 SILVER OAKS DR, DUBUQUE, IA 52003-9401
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage DEERE EMPS CU
May 10, 2019	Warranty Deed, Subdivision Related Transfer NOT AVAILABLE
Apr 18, 2018	Warranty Deed, Transfer · Stand-Alone First Mortgage FIDELITY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2019 · Amount on File
Deed Sale	May 10, 2019 · Amount on File
Prior Sale	Apr 18, 2018
Deed Document Number	0000194630
Deed Book / Page	19 / 4630
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	7964 SILVER OAKS DR, DUBUQUE, IA 52003-9401
Document Number	0000009369
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7964 SILVER OAKS DR DUBUQUE IA 520039401, DUBUQUE, IA 52003-9401

Mortgage

Document Number	0000009369
Date	Jun 30, 2020
Instrument	9369

Lender

Name	DEERE EMPS CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 29, 2035

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	May 10, 2019
Property Address	7964 SILVER OAKS DR, DUBUQUE, IA 52003-9401
Document Number	0000004630
Instrument Date	May 10, 2019
Instrument	4630
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 3, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,032.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7964 SILVER OAKS DR DUBUQUE IA 52003, DUBUQUE, IA 52003

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Apr 18, 2018
Property Address	7964 SILVER OAKS DR, DUBUQUE, IA 52003-9401
Document Number	0000004003
Instrument Date	Apr 9, 2018
Instrument	2018-00004003
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3405 JACKSON ST, DUBUQUE, IA 52001-1117
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004004
Date	Apr 18, 2018
Instrument	2018-00004004

Lender

Name	FIDELITY BANK & TRUST
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$816,900 Land $120,600 Building $696,300	$816,900 Land $120,600 Building $696,300
2024	$8,848.00
2023		$766,600 (+25.28%) Land $109,600 Building $657,000	$766,600 Land $109,600 Building $657,000
2022	$8,532.00 Homeowner's exemption	$611,890 Land $97,080 Building $514,810
2021			$611,890 Land $97,080 Building $514,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7964 Silver Oaks Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7964 Silver Oaks Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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