7608 Harbert Rd, Three Oaks, MI 49128 Property Records

Berrien County property record for 7608 Harbert Rd, Three Oaks, MI 49128

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,037 sqft · built 1940
Lot Size	0.71 acres (30,928 sqft)
Owner	Individual Name on File
Last Sale	$186,000 (Sep 1999)
Tax Bill	$2,303 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-0016-0013-01-7`

Property Details

APN / Parcel Number

Primary APN	`07-0016-0013-01-7`
Alternative APN	`11-07-0016-0013-01-7`

Interior

Full Baths	1 Bath
Building Area	1,037 sqft Living Area
1st Floor Area	1,037 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	30,928 sqft (0.71 acres)
Lot Dimensions	200 ft deep x 155 ft wide

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	7608 HARBERT RD
City	THREE OAKS
State	MI
Zip	49128-9772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 504'E & 33'S OF N1/4 PST SEC 16 T7S R20W TH S 200'TH E 155'TH TH N 200'TH W 155'TO POB SURVEY 943/975
Legal Range	20W
Legal Township	07S
Legal Section	16
Jurisdiction	BERRIEN MI
Township / Civil Division	CHIKAMING
Census Block Group	1
Census Block	1049
Census Tract	11201

Owner

7608 Harbert Rd is owned by an individual who bought it in September 1999.

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2232 W LOGAN BLVD, 2, CHICAGO, IL 60647-2115
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage EDGEWATER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 17, 1999 · Amount on File
Deed Sale	Sep 17, 1999 · Amount on File
Prior Sale	Nov 30, 1997
Deed Book / Page	2008 / 681
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	7608 HARBERT RD, THREE OAKS, MI 49128-9772
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2232 W LOGAN BLVD 2, 2, CHICAGO, IL 60647-2115

Mortgage

Document Number	03420/3127
Date	Feb 15, 2024
Book Page	3420/3127
Instrument	2024398163

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 25, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	7608 HARBERT RD, THREE OAKS, MI 49128-9772
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003306/31
Date	Dec 23, 2020
Book Page	3306/31

Lender

Name	EDGEWATER BANK
Type	Bank
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 7608 Harbert Rd was $2,303.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Chikaming Township
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,400	$366,800
2025	$2,303.00
2023		$120,500	$241,000
2022	$2,014.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7608 Harbert Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7608 Harbert Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHIKAMING TOWNSHIP serves 2,825 people · EPA ID MI0001400
Water Source	Purchased surface water from LAKE CHARTER TOWNSHIP
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: AT&T, Verizon.

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