776 Saddle Ridge Dr, Evergreen, CO 80439 Property Records

Clear Creek County property record for 776 Saddle Ridge Dr, Evergreen, CO 80439

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,464 sqft · built 1999
Lot Size	2.06 acres (89,734 sqft)
Owner	Company Name on Record
Last Sale	$990,000 (Aug 2021)
Tax Bill	$5,156 (2025)
Deeds & Mortgages	Oct 2022 Transfer Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1963-034-05-010`

Property Details

APN / Parcel Number

Primary APN	`1963-034-05-010`
Alternative APN	`R016247`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,464 sqft Living Area
Gross Area	3,848 sqft
Basement Area	1,432 sqft
Finished Basement	1,108 sqft
Unfinished Basement	324 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Traditional
Exterior Material	Shingles
Roof Material	Composition Shingle
Lot Area	89,734 sqft (2.06 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	R016247
Street Address	776 SADDLE RIDGE DR
City	EVERGREEN
State	CO
Zip	80439-4915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR-1
Legal Description	SUBDIVISION: SADDLEBACK HEIGHTS 1996 AMDMT ONE TRACT 1 F/K/A SDLBK HTS L1 SURV #183123 550/411 ESMT 558/36 SURV DRWY ESMT #196410 585/836
Legal Subdivision	SADDLEBACK HEIGHTS
Legal Tract	1
Legal Lot Number	1
Jurisdiction	CLEAR CREEK CO
Township / Civil Division	IDAHO SPRINGS
Census Block Group	3
Census Block	3062
Census Tract	14702

Owner

Source: Clear Creek County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	19725 CREEK ROUND AVE, BATON ROUGE, LA 70817-1915
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Intrafamily Transfer, Transfer
Aug 12, 2021	Warranty Deed, Transfer · Conventional Mortgage GULF COAST BANK & TRUST CO
Jan 7, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2021 · Amount on Record
Deed Sale	Aug 12, 2021 · Amount on Record
Deed Document Number	2021302056
Deed Book / Page	1013 / 977
Last Transfer Date	Oct 12, 2022
Transfer Doc	0010380383
Record Updated	Jun 8, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEAR CREEK CO
Recording Date	Oct 31, 2022
Property Address	776 SADDLE RIDGE DR, EVERGREEN, CO 80439-4915
Document Number	0010380383
Book / Page	1038 / 383
Map Reference	DOC 183123
Instrument Date	Oct 12, 2022
Instrument	307780
Transaction Type	Transfer
Record Updated	Apr 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	19725 CREEK ROUND AVE, BATON ROUGE, LA 70817-1915

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEAR CREEK CO
Recording Date	Aug 12, 2021
Property Address	776 SADDLE RIDGE DR, EVERGREEN, CO 80439-4915
Document Number	0010130977
Book / Page	1013 / 977
Map Reference	DOC 183123
Instrument Date	Aug 11, 2021
Instrument	302056
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$99.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	776 SADDLE RIDGE DR, EVERGREEN, CO 80439-4915

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	19725 CREEK ROUND AVE, BATON ROUGE, LA 70817-1915

Mortgage

Document Number	0000302057
Date	Aug 12, 2021
Instrument	302057

Lender

Name	GULF COAST BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEAR CREEK CO
Property Address	776 SADDLE RIDGE DR, EVERGREEN, CO 80439-4915
Document Number	0009600198
Instrument Date	Jan 7, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 3489 EVERGREEN CO 804373489, EVERGREEN, CO 80437-3489

Mortgage

Document Number	0009600198
Date	Jan 18, 2019
Book Page	000960/000198
Instrument	290449

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clear Creek County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Clear Creek County
Unified School District	Clear Creek School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,156.00 (+6.27%)	$65,530 (-1.93%) Land $3,880 Building $61,650	$1,048,390 (+5.13%) Land $62,000 Building $986,390
2023	$4,852.00 (+27.58%)	$66,820 (+13.6%) Land $3,940 Building $62,880	$997,210 (+17.84%) Land $58,760 Building $938,450
2022	$3,803.00	$58,820 Land $4,310 Building $54,510	$846,270 Land $62,000 Building $784,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 95% of Colorado
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	200 / 20
Clear Creek Broadband Fixed Wireless	50 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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