Clear Creek County property record for 1003 Saddle Ridge Dr, Evergreen, CO 80439
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,666 sqft · built 1996 |
| Lot Size | 3.23 acres (140,699 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,662 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1963-034-05-005 |
| Primary APN | 1963-034-05-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,666 sqft |
| Basement Area | 858 sqft |
| Finished Basement | 858 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Wood Shingle |
| Lot Area | 140,699 sqft (3.23 acres) |
| Terrain | Steep |
| Garage Type | Basement |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 232 sqft |
| Patio Area | 232 sqft |
| Heating System | Forced Air |
|---|---|
| Sewer | Connected |
| Account Number | R011951 |
|---|---|
| Old Parcel Number | 1963034 05005 |
| Street Address | 1003 SADDLE RIDGE DR |
| City | EVERGREEN |
| State | CO |
| Zip | 80439-4915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MR-1 |
| Legal Description | SUBDIVISION: SADDLEBACK HEIGHTS LOT: 5 & IMPS |
| Legal Subdivision | SADDLEBACK HEIGHTS |
| Legal Lot Number | 5 |
| Jurisdiction | CLEAR CREEK CO |
| Township / Civil Division | IDAHO SPRINGS |
| Census Block Group | 3 |
| Census Block | 3063 |
| Census Tract | 14702 |
Source: Clear Creek County records, as of February 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1003 SADDLE RIDGE DR, EVERGREEN, CO 80439-4915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEAR CREEK CO |
| Property Address | 1003 SADDLE RIDGE DR, EVERGREEN, CO 80439-4915 |
| Document Number | 0009530391 |
| Instrument Date | Jul 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1003 SADDLE RIDGE DR EVERGREEN CO 804394915, EVERGREEN, CO 80439-4915 |
| Document Number | 0009530391 |
|---|---|
| Date | Aug 6, 2018 |
| Book Page | 000953/000391 |
| Instrument | 288782 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 5, 2033 |
Source: Clear Creek County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Clear Creek County |
| Unified School District | Clear Creek School District RE-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,662.00 (+38.71%) | $65,490 (+23.59%) Land $2,990 Building $62,500 | $1,047,830 (+32.5%) Land $47,900 Building $999,930 |
| 2023 | $3,361.00 (+25.64%) | $52,990 (+21.98%) Land $3,000 Building $49,990 | $790,840 (+26.53%) Land $44,790 Building $746,050 |
| 2022 | $2,675.00 | $43,440 Land $3,330 Building $40,110 | $625,010 Land $47,900 Building $577,110 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 94% of Colorado |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Visionary Broadband Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Clear Creek Broadband Fixed Wireless | 50 / 10 |
May also be available: CenturyLink, Rise Broadband, Verizon.
5G (outdoors only) and 4G LTE
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