Orange County property record for 776 Rainfall Dr, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,238 sqft · built 2007 |
| Lot Size | 0.241 acres (10,491 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $515,000 (Sep 2026) |
| Tax Bill | $7,883 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-22-27-0734-00-420 |
| Primary APN | 34-22-27-0734-00-420 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,238 sqft Living Area |
| Gross Area | 2,895 sqft |
| 1st Floor Area | 2,238 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,491 sqft (0.241 acres) |
| Garage Type | Attached |
| Garage Area | 398 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 259 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 776 RAINFALL DR |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-5945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | BLACK LAKE PARK PHASE 2 64/1 LOT 42 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 34 |
| Legal Subdivision | BLACK LAKE PARK PH 2 |
| Legal Phase | 2 |
| Legal Tract | 734 |
| Legal Lot Number | 42 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 17116 |
Source: Orange County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 731 TRANQUIL TRL, WINTER GARDEN, FL 34787-5944 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Sep 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage TOMASSO MORTGAGE |
| May 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BANCO DO BRASIL AMERICAS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2026 · Amount on Record |
| Deed Sale | Sep 8, 2026 · Amount on Record |
| Prior Sale | May 16, 2022 · Amount on Record |
| Deed Document Number | 2026497558 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Sep 8, 2026 |
| Property Address | 776 RAINFALL DR, WINTER GARDEN, FL 34787-5945 |
| Document Number | 0000497558 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 2026497558 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | TITLE OF FLORIDA, CLEAR TITLE OF FLORIDA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $364,105.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 731 TRANQUIL TRL, WINTER GARDEN, FL 34787-5944 |
| Document Number | 0000497559, |
|---|---|
| Date | Sep 8, 2026 |
| Instrument | 2026497559 |
| Name | TOMASSO MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 776 RAINFALL DR, WINTER GARDEN, FL 34787-5945 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | ALAMEDA BERNA 287 VALINHOS, SAO PAULO XX |
| Document Number | 0000311795 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 20220311795 |
| Name | BANCO DO BRASIL AMERICAS |
|---|---|
| Type | Bank |
| Address | MIAMI, FL 33131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Jun 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 10.2% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Winter Garden City |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $478,430 (-1.11%) Land $140,000 Building $338,430 | $478,430 (-1.11%) Land $140,000 Building $338,430 | |
| 2025 | $7,883.00 (+7.15%) | $483,820 (+16.46%) Land $140,000 Building $343,820 | $483,820 (+16.46%) Land $140,000 Building $343,820 |
| 2024 | $7,357.00 (+11.32%) | ||
| 2023 | $6,609.00 (+12.74%) | $415,431 (+13.15%) Land $112,500 Building $302,931 | $415,431 (+13.15%) Land $112,500 Building $302,931 |
| 2022 | $5,862.00 | $367,145 Land $112,500 Building $254,645 | $367,145 Land $112,500 Building $254,645 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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