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765 Rainfall Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 765 Rainfall Dr, Winter Garden, FL 34787 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,720 sqft · built 2006
Lot Size0.215 acres (9,376 sqft)
Owner2 Individual Names on File
Last Sale$360,000 (Aug 2019)
Tax Bill$4,820 (2025)
Deeds & MortgagesOct 2020 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN34-22-27-0734-00-450

Property Details

APN / Parcel Number

Primary APN34-22-27-0734-00-450
Alternative APNs
  • 272234073400450
  • 128478
  • 129261
  • 130641

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,720 sqft Living Area
Gross Area3,463 sqft
1st Floor Area1,478 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,376 sqft (0.215 acres)
Garage TypeAttached
Garage Area464 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area60 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address765 RAINFALL DR
CityWINTER GARDEN
StateFL
Zip34787-5946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLACK LAKE PARK PHASE 2 64/1 LOT 45
Legal Range27E
Legal Township22S
Legal Section34
Legal SubdivisionBLACK LAKE PARK PH 2
Legal Phase2
Legal Tract734
Legal Lot Number45
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group3
Census Block3009
Census Tract17116

Owner

Source: Orange County records · APN 34-22-27-0734-00-450

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address765 RAINFALL DR, WINTER GARDEN, FL 34787-5946
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 09, 2020Deed of Trust, Mortgage · Conventional with PMI
PARAMOUNT RESID'L MTG
Aug 22, 2019Warranty Deed, Transfer · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 22, 2019 · Amount on Record
Deed SaleAug 22, 2019 · Amount on Record
Prior SaleAug 21, 2015 · Amount on Record
Deed Document Number2019525051
Record UpdatedJun 08, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address765 RAINFALL DR, WINTER GARDEN, FL 34787-5946
Document Number0000550805
Instrument DateOct 09, 2020
Transaction TypeMortgage
Record UpdatedNov 04, 2020
Title CompanyNATIONS TITLE, NATIONS TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address765 RAINFALL DR WINTER GARDEN FL 347875946, WINTER GARDEN, FL 34787-5946

Mortgage

Document Number0000550805
DateOct 21, 2020
Instrument550805
Lender
NamePARAMOUNT RESID'L MTG
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 20, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateAug 22, 2019
Property Address765 RAINFALL DR, WINTER GARDEN, FL 34787-5946
Document Number0000525051
Map ReferenceMB 64 PG 1
Instrument DateAug 22, 2019
Instrument20190525051
Transaction TypeTransfer
Record UpdatedJan 03, 2022
Title CompanyABILITY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,520.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2623 TREYMORE DR, 2623, ORLANDO, FL 32825-7546

Transferred To (Grantee/Buyer)

NameVerified Name
Address765 RAINFALL DR, WINTER GARDEN, FL 34787-5946

Mortgage

Document Number0000525052
DateAug 22, 2019
Instrument20190525052
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityWinter Garden City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$345,432 (+2.7%)$538,850 (-1.15%) Land $140,000 Building $398,850
2025$4,820.00 (+5.29%) Homeowner's exemption$336,351 (+5.99%)$545,130 (+17.89%) Land $140,000 Building $405,130
2024$4,578.00 (+3.72%)
2023$4,414.00 (+3.06%) Homeowner's exemption$317,351 (+3%)$462,412 (+13.7%) Land $112,500 Building $349,912
2022$4,283.00 Homeowner's exemption$308,108$406,680 Land $112,500 Building $294,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171163, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims2 (2017–2024)
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 181 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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