Polk County property record for 776 Lake Adger Rd, Mill Spring, NC 28756
| Property Type | Other Improved |
|---|---|
| Lot Size | 6.8 acres (296,208 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,496 (2026) |
| Deeds & Mortgages | Jun 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | P39-53 |
| Primary APN | P39-53 |
|---|
| Lot Area | 296,208 sqft (6.8 acres) |
|---|
| Street Address | 776 LAKE ADGER RD |
|---|---|
| City | MILL SPRING |
| State | NC |
| Zip | 28756-8662 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | 500 COUNTY RURAL |
| Legal Subdivision | 500 COUNTY RURAL |
| Jurisdiction | POLK NC |
| Township / Civil Division | COOPER GAP |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 920201 |
776 Lake Adger Rd is owned by an individual.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 474 HENRY RUFF RD, MILL SPRING, NC 28756-0138 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Jun 21, 2023 |
| Property Address | LAKE ADGER RD, MILL SPRING, NC 28756 |
| Document Number | 00478/2190 |
| Book / Page | 478 / 2190 |
| Map Reference | FILE G PG 477 |
| Instrument Date | Jun 12, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 340 HENRY RUFF RD, MILL SPRING, NC 28756-5646 |
| Name | Verified Name |
|---|---|
| Address | 474 HENRY RUFF RD, MILL SPRING, NC 28756-0138 |
The 2026 property tax bill for 776 Lake Adger Rd was $1,496, up 20.8% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,496.00 (+20.84%) | $297,916 (+20.87%) Land $91,150 Building $206,766 | $297,916 (-) Land $91,150 Building $206,766 |
| 2025 | $1,238.00 | $246,470 Land $39,704 Building $206,766 | $297,916 Land $91,150 Building $206,766 |
| 2023 | $113.00 (+3.67%) | $17,581 (-) Land $17,581 | |
| 2022 | $109.00 | $17,581 Land $17,581 | |
| 2021 | $241,500 Land $241,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 776 Lake Adger Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 776 Lake Adger Rd is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 81% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Verizon.
4G LTE only, no 5G reported
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