Polk County property record for 662 Lake Adger Rd, Mill Spring, NC 28756
| Property Type | Other Improved |
|---|---|
| Details | 3 bd · 3 ba · 1,836 sqft · built 2000 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $837 (2026) |
| Deeds & Mortgages | Sep 2018 Mortgage Sep 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | P39-14 |
| Primary APN | P39-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,836 sqft Finished Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Vinyl |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 174,240 sqft (4 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 56363 |
|---|---|
| Street Address | 140 LITTLE PINEY LN |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-4515 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | OPEN |
| Legal Description | FR. A.E. & FAYE RUFF, 0000 00 X 00, 500 500 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Jurisdiction | POLK NC |
| Township / Civil Division | COOPER GAP |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 920201 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 662 LAKE ADGER RD, MILL SPRING, NC 28756-8636 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 14, 2018 | Deed of Trust, Mortgage · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE |
| Sep 14, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 1997 |
| Deed Sale | Dec 31, 1997 |
| Deed Book / Page | 206 / 721 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 662 LAKE ADGER RD, MILL SPRING, NC 28756-8636 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000435/0000002313 |
|---|---|
| Date | Sep 14, 2018 |
| Book Page | 0000000435/0000002313 |
| Name | HIGHLANDS RESIDENTIAL MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Sep 14, 2018 |
| Property Address | 662 LAKE ADGER RD, MILL SPRING, NC 28756-8636 |
| Document Number | 00435/2310 |
| Book / Page | 435 / 2310 |
| Instrument Date | Jul 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 662 LAKE ADGER RD, MILL SPRING, NC 28756-8636 |
| Investor | Possibly a Property Investor |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $837.00 | $166,729 (-) Land $52,750 Building $113,979 | $166,729 (-) Land $52,750 Building $113,979 |
| 2025 | $837.00 (+25.68%) | $166,729 (+60.82%) Land $52,750 Building $113,979 | $166,729 (+60.82%) Land $52,750 Building $113,979 |
| 2023 | $666.00 | $103,673 Land $35,000 Building $68,673 | |
| 2021 | $103,673 Land $35,000 Building $68,673 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 83% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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