776 Fratis St, Folsom, CA 95630 Property Records

Sacramento County property record for 776 Fratis St, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,810 sqft · built 1999
Lot Size	0.262 acres (11,420 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Sep 2012)
Tax Bill	$5,258 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jan 2017 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`072-1560-004-0000`

Property Details

APN / Parcel Number

Primary APN	`072-1560-004-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,810 sqft Living Area
1st Floor Area	1,810 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	11,420 sqft (0.262 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Pool Area	19,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	776 FRATIS ST
City	FOLSOM
State	CA
Zip	95630-9568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-M (PD)
Legal Description	PRAIRIE OAKS 08, LOT 4
Legal Subdivision	PRAIRIE OAKS 08
Legal Lot Number	4
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1015
Census Tract	8508

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	776 FRATIS ST, FOLSOM, CA 95630-9568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 12, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 9, 2020	Quit Claim Deed, Transfer UNITED WHOLESALE MTG
Oct 24, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jan 23, 2018	Deed of Trust, Mortgage · Conventional with PMI FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2012 · Amount on Record
Deed Sale	Sep 5, 2012 · Amount on Record
Prior Sale	May 28, 1999 · Amount on Record
Deed Book / Page	20120905 / 1482
Last Transfer Date	Jun 3, 2020
Transfer Doc	6090000001156
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	776 FRATIS ST, FOLSOM, CA 95630-9568
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	776 FRATIS ST, FOLSOM, CA 95630-9568
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000998
Date	Mar 16, 2022
Instrument	2022031600998

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	776 FRATIS ST, FOLSOM, CA 95630-9568
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	SOUTHWEST FINANCIAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1120000000114
Date	Jan 12, 2017
Book Page	20170112/0114

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 14, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 9, 2020
Property Address	776 FRATIS ST, FOLSOM, CA 95630-9568
Document Number	2006091156
Instrument Date	Jun 3, 2020
Instrument	2006091156
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	776 FRATIS ST FOLSOM CA 956309568, FOLSOM, CA 95630-9568

Mortgage

Document Number	2006091157
Date	Jun 9, 2020
Instrument	2006091157

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 24, 2018
Property Address	776 FRATIS ST, FOLSOM, CA 95630-9568
Document Number	1810240998
Instrument Date	Oct 18, 2018
Instrument	1810240998
Transaction Type	Transfer
Record Updated	Nov 7, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	776 FRATIS ST FOLSOM CA 956309568, FOLSOM, CA 95630-9568

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	776 FRATIS ST, FOLSOM, CA 95630-9568
Document Number	1801290597
Instrument Date	Jan 23, 2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	776 FRATIS ST FOLSOM CA 956309568, FOLSOM, CA 95630-9568

Mortgage

Document Number	1801290597
Date	Jan 29, 2018
Instrument	1801290597

Lender

Name	FINANCE OF AMERICA MTG
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$445,886 (+2%) Land $113,037 Building $332,849
2025	$5,258.00 (+2.1%) Homeowner's exemption	$437,144 (+4.04%) Land $110,821 Building $326,323
2024	$5,150.00 (+1.84%)
2023	$5,057.00 (+1.75%) Homeowner's exemption	$420,171 Land $106,519 Building $313,652
2022	$4,970.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Zeta Broadband.

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