797 Fratis St, Folsom, CA 95630 Property Records

Sacramento County property record for 797 Fratis St, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,323 sqft · built 1999
Lot Size	0.206 acres (8,967 sqft)
Owner	2 Individual Names on Record
Last Sale	$565,000 (Sep 2005)
Tax Bill	$8,988 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-1560-039-0000`

Property Details

APN / Parcel Number

Primary APN	`072-1560-039-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,323 sqft Living Area
1st Floor Area	1,174 sqft
2nd Floor Area	1,149 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	8,967 sqft (0.206 acres)
Garage Area	610 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	797 FRATIS ST
City	FOLSOM
State	CA
Zip	95630-9568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-M (PD)
Legal Description	PRAIRIE OAKS 08, LOT 39
Legal Subdivision	PRAIRIE OAKS 08
Legal Lot Number	39
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1016
Census Tract	8508

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	797 FRATIS ST, FOLSOM, CA 95630-9568
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Intrafamily Transfer, Transfer · Line of Credit THE GOLDEN 1 CU
Mar 16, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 16, 2022	Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2005 · Amount on Record
Deed Sale	Sep 23, 2005 · Amount on Record
Prior Sale	Jun 23, 1999 · Amount on Record
Deed Book / Page	20050923 / 1458
Prior Transfer Date	Sep 9, 2005
Prior Transfer Doc	0000001457
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 29, 2024
Property Address	797 FRATIS ST, FOLSOM, CA 95630-9568
Document Number	0000000404
Map Reference	MB 247 PG 6
Instrument Date	Apr 10, 2024
Instrument	202404290404
Transaction Type	Transfer
Record Updated	May 9, 2024
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	797 FRATIS ST, FOLSOM, CA 95630-9568

Mortgage

Document Number	0000000405
Date	Apr 29, 2024
Instrument	202404290405

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 16, 2022
Property Address	797 FRATIS ST, FOLSOM, CA 95630-9568
Document Number	0000001024
Map Reference	MB 247 PG 6
Instrument Date	Mar 2, 2022
Instrument	2022031601024
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	797 FRATIS ST, FOLSOM, CA 95630-9568

Mortgage

Document Number	0000001025
Date	Mar 16, 2022
Instrument	2022031601025

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 16, 2022
Property Address	797 FRATIS ST, FOLSOM, CA 95630-9568
Document Number	0000001023
Map Reference	MB 247 PG 6
Instrument Date	Feb 3, 2022
Instrument	2022031601023
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	797 FRATIS ST, FOLSOM, CA 95630-9568

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$787,543 (+2%) Land $188,168 Building $599,375
2025	$8,988.00 (+2.09%)	$772,102 (+4.04%) Land $184,479 Building $587,623
2024	$8,804.00 (+1.8%)
2023	$8,648.00 (+2.54%)	$742,121 Land $177,316 Building $564,805
2022	$8,434.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Zeta Broadband.

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