Schoharie County and Cobleskill Town property record for 776 E Main St, Cobleskill, NY 12043 · Last verified May 2026
| Property Type | Commercial > Retail > Drive-Thru Restaurant, Fast Food |
|---|---|
| Year Built | Built 2001 |
| Square Footage | 3,567 sqft Gross Area |
| Lot Size | 31,363 sqft (0.72 acres) |
| Last Sale | $444,334 (2010) |
| Tax Bill | $24,207.00 (2025) |
| Primary APN | 432601 56.19-2-1.2 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,567 sqft Gross Area |
|---|---|
| Stories | 1 Stories |
| Fire Sprinklers | The property is equipped with a fire-suppression sprinkler system |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 31,363 sqft (0.72 acres) |
| Depth X Width | 180 ft x 173 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 431A194012 |
|---|---|
| Street Address | 776 E MAIN ST |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-5003 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Drive-Thru Restaurant, Fast Food |
| Legal Description | TACO BELL |
| Legal Block | 2 |
| Legal Lot Number | 1.002 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | COBLESKILL |
| Census Blockgroup | 5 |
| Census Block | 5001 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records · APN 432601 56.19-2-1.2
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 41 NOTRE DAME LN, UTICA, NY 13502-4800 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 12, 2011 | Deed of Trust, Mortgage · Commercial Mortgage WELLS FARGO BANK NA |
| Sep 03, 2024 | Deed, Transfer · Stand Alone First Mortgage NBT BANK NATIONAL ASSOCIATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 05, 2010 · Amount on Record |
| Deed Sale | May 05, 2010 · Amount on Record |
| Prior Sale | May 11, 2001 · Amount on Record |
| Deed Book / Page | 898 / 281 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 776 E MAIN ST, COBLESKILL, NY 12043-5003 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000001488/0000000164 |
|---|---|
| Date | Aug 12, 2011 |
| Book Page | 0000001488/0000000164 |
| Instrument | 0000616248 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Sep 03, 2024 |
| Property Address | 776 E MAIN ST, COBLESKILL, NY 12043-5003 |
| Document Number | 001218/170 |
| Book / Page | 1218 / 170 |
| Instrument Date | Aug 28, 2024 |
| Instrument | 826208 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 41 NOTRE DAME LN, UTICA, NY 13502-4800 |
| Document Number | 0000826209 |
|---|---|
| Date | Sep 03, 2024 |
| Instrument | 826209 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Municipality | Cobleskill Village |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $24,207.00 (+6.61%) | $415,000 (-) Land $25,000 Building $390,000 | $846,939 (+16.33%) Land $51,020 Building $795,919 |
| 2023 | $415,000 Land $25,000 Building $390,000 | $728,070 Land $43,860 Building $684,210 | |
| 2020 | $22,707.00 |
776 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures