Schoharie County and Cobleskill Town property record for 764 E Main St, Cobleskill, NY 12043 · Last verified May 2026
| Property Type | Commercial > Retail > Drive-Thru Restaurant, Fast Food |
|---|---|
| Year Built | Built 1914 |
| Square Footage | 4,394 sqft Gross Area |
| Lot Size | 27,878 sqft (0.64 acres) |
| Last Sale | $260,000 (1998) |
| Tax Bill | $12,249.00 (2025) |
| Primary APN | 432601 56.19-2-1.1 |
|---|---|
| Alternative APNs |
|
| Building Area | 4,394 sqft Gross Area |
|---|---|
| Stories | 2 Stories |
| Overhead Door | Overhead Door |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Lot Area | 27,878 sqft (0.64 acres) |
| Depth X Width | 185 ft x 146 ft Depth x Width |
| Cooling System | Partial Cooling |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 431A101525 |
|---|---|
| Street Address | 764 E MAIN ST |
| City | COBLESKILL |
| State | NY |
| Zip | 12043-5003 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Drive-Thru Restaurant, Fast Food |
| Legal Description | MILK PLANT STORE |
| Legal Block | 2 |
| Legal Lot Number | 1.001 |
| Jurisdiction | SCHOHARIE NY |
| Minor Civil Division | COBLESKILL |
| Census Blockgroup | 5 |
| Census Block | 5001 |
| Census Tract | 740200 |
Source: Schoharie County and Cobleskill Town records · APN 432601 56.19-2-1.1
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 745 S GARFIELD AVE, A, TRAVERSE CITY, MI 49686-3479 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 09, 2008 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF RICHMONDVILLE |
| Mar 05, 2024 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 16, 1998 · Amount on Record |
| Deed Sale | Dec 16, 1998 · Amount on Record |
| Prior Sale | Sep 30, 1994 · Amount on Record |
| Deed Book / Page | 645 / 201 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 764 E MAIN ST, COBLESKILL, NY 12043-5003 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001325/0000000001 |
|---|---|
| Date | Jul 09, 2008 |
| Book Page | 0000001325/0000000001 |
| Instrument | 0000489318 |
| Name | BANK OF RICHMONDVILLE |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 186 Months |
| Due | Jan 01, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | Jul 01, 2011 |
| Min Rate At Change | 2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Recording Date | Mar 05, 2024 |
| Property Address | 764 E MAIN ST, COBLESKILL, NY 12043-5003 |
| Document Number | 001207/235 |
| Book / Page | 1207 / 235 |
| Instrument Date | Feb 16, 2024 |
| Instrument | 824473 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 412 E HURON ST # STE2, STE2, ANN ARBOR, MI 48104-5904 |
| Investor | Possibly a Property Investor |
Source: Schoharie County and Cobleskill Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Cobleskill Town |
| Municipality | Cobleskill Village |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,249.00 (+6.61%) | $596,000 (+183.81%) Land $25,000 Building $571,000 | $1,216,327 (+230.15%) Land $51,020 Building $1,165,307 |
| 2023 | $210,000 Land $25,000 Building $185,000 | $368,421 Land $43,860 Building $324,561 | |
| 2020 | $11,490.00 |
764 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Schoharie County (36095C), updated February 16, 2012
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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