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776 Bailey St, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 776 Bailey St, Schenectady, NY 12303

Property Summary

Property TypeDuplex
Details5 bd · 3 ba · 2,324 sqft · built 1900
Lot Size0.369 acres (16,093 sqft)
Owner2 Individual Names on File
Last Sale$81,500 (May 2020)
Tax Bill$6,230 (2025)
Deeds & MortgagesSep 2020 Mortgage
May 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 49.45-3-13.11

Property Details

APN / Parcel Number

Primary APN421500 49.45-3-13.11
Alternative APN
  • 150004904500030130110000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,324 sqft Total Area
1st Floor Area1,316 sqft
2nd Floor Area1,008 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional
Exterior MaterialBrick
Lot Area16,093 sqft (0.369 acres)
Lot Dimensions121 ft deep x 133 ft wide
Garage TypeDetached
Garage Area468 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area548 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address776 BAILEY ST
CitySCHENECTADY
StateNY
Zip12303-1602
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description2 CONCRETE BLOCK
Legal SubdivisionFERDINAND BAILEY
Legal Block3
Legal Lot Number13.011
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3000
Census Tract21400

Owner

Source: Schenectady County and Schenectady City assessment roll, APN 421500 49.45-3-13.11, as of April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address776 BAILEY ST, SCHENECTADY, NY 12303-1602
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2020Deed of Trust, Mortgage · FHA Mortgage
SUNMARK FCU
May 04, 2020Warranty Deed, Transfer · FHA Mortgage
SUNMARK FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 04, 2020 · Amount on Record
Deed SaleMay 04, 2020 · Amount on Record
Deed Document Number202013183
Deed Book / Page2034 / 150
Record UpdatedJun 08, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address776 BAILEY ST, SCHENECTADY, NY 12303-1602
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address776 BAILEY ST, SCHENECTADY, NY 12303-1602

Mortgage

Document Number0000029295
DateSep 25, 2020
Book Page5023/961
Instrument202029295
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term356 Months
DueMay 01, 2050

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMay 04, 2020
Property Address776 BAILEY ST, SCHENECTADY, NY 12303-1602
Document Number0000013183
Book / Page2034 / 150
Instrument DateApr 17, 2020
Instrument202013183
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyNEW YORK ABSTRACT LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$326.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address776 BAILEY ST # 778, 776, SCHENECTADY, NY 12303-1602

Transferred To (Grantee/Buyer)

NameVerified Name
Address705 BEDFORD RD, SCHENECTADY, NY 12308-3444

Mortgage

Document Number0000013185
DateMay 04, 2020
Instrument202013185
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2050

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll as of April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,230.00 (-3.28%)$98,700 (-) Land $14,800 Building $83,900$163,438 (+30.82%) Land $24,507 Building $138,931
2023$98,700 (-) Land $14,800 Building $83,900$124,937 (+3.8%) Land $18,734 Building $106,203
2022$98,700 Land $14,800 Building $83,900$120,366 Land $18,049 Building $102,317
2021$6,441.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 95% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 729 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY4600070, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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