7750 Bluff Top Rd, Sparta, TN 38583 Property Records

Putnam County property record for 7750 Bluff Top Rd, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,016 sqft · built 2003
Lot Size	9.26 acres (403,366 sqft)
Owner	2 Company Names on Record
Last Sale	$450,000 (Oct 2021)
Tax Bill	$1,815 (2025)
Deeds & Mortgages	Jul 2026 Transfer Jul 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`071106 02304`

Property Details

APN / Parcel Number

Primary APN	`071106 02304`
Alternative APN	`106 02304`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,016 sqft Living Area
1st Floor Area	1,344 sqft
Upper Floors Area	672 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2011
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	403,366 sqft (9.26 acres)
Terrain	Mountain
Garage Type	Detached
Garage Area	960 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	768 sqft
Deck Area	48 sqft
Patio Area	48 sqft
Shed	1 Shed
Shed Area	1,440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	7750 BLUFF TOP RD
City	SPARTA
State	TN
Zip	38583-7444
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: M02
Jurisdiction	PUTNAM TN
Township / Civil Division	4
Census Block Group	1
Census Block	1056
Census Tract	1300

Owner

Source: Putnam County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7750 BLUFF TOP RD, SPARTA, TN 38583-7444
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage BANK OF TENNESSEE
Oct 20, 2021	Warranty Deed, Transfer INTEGRITY TITLE AND ESCROW, INTEGRITY TITLE & ESCROW LLC
Jun 14, 2017	Grant Deed, Transfer · Line of Credit AMERICAN BK&TR/CUMBERLAND
Jan 24, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	Jun 14, 2017 · Amount on Record
Deed Document Number	2021264542
Deed Book / Page	1349 / 64
Last Transfer Date	Jul 23, 2026
Transfer Doc	0000327844
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM TN
Recording Date	Jul 30, 2026
Property Address	7750 BLUFF TOP RD, SPARTA, TN 38583-7444
Document Number	0000327844
Book / Page	1719 / 117
Instrument Date	Jul 23, 2026
Instrument	2026327844
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	7750 BLUFF TOP RD, SPARTA, TN 38583-7444

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Recording Date	Jul 9, 2026
Property Address	7750 BLUFF TOP RD, SPARTA, TN 38583-7444
Document Number	0000326907
Book / Page	1713 / 416
Instrument Date	Jun 29, 2026
Instrument	2026326907
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7750 BLUFF TOP RD, SPARTA, TN 38583-7444

Mortgage

Document Number	0000326907,
Date	Jul 9, 2026
Book Page	1713/416
Instrument	2026326907

Lender

Name	BANK OF TENNESSEE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.53%
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Oct 20, 2021
Property Address	7750 BLUFF TOP RD, SPARTA, TN 38583-7444
Document Number	0000134964
Book / Page	1349 / 64
Instrument Date	Oct 18, 2021
Instrument	264542
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	INTEGRITY TITLE AND ESCROW, INTEGRITY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Tax	$1,658.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7750 BLUFF TOP RD, SPARTA, TN 38583-7444

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PUTNAM TN
Recording Date	Jun 14, 2017
Property Address	7750 BLUFF TOP RD, SPARTA, TN 38583-7444
Document Number	RB999437
Book / Page	000999 / 000437
Instrument Date	May 9, 2017
Instrument	202321
Transaction Type	Transfer
Record Updated	Aug 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$629.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7750 BLUFF TOP RD SPARTA TN 385837444, SPARTA, TN 38583-7444

Mortgage

Document Number	RB999440
Date	Jun 14, 2017
Book Page	000999/000440
Instrument	202322

Lender

Name	AMERICAN BK&TR/CUMBERLAND
Type	Bank
Address	COOKEVILLE, TN 38501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 13, 2022

Interest

Rate Type	Adjustable Rate

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PUTNAM TN
Recording Date	Jan 24, 2017
Property Address	7750 BLUFF TOP RD, SPARTA, TN 38583-7444
Document Number	RB97781
Book / Page	000977 / 000081
Instrument Date	Jan 16, 2017
Instrument	197673
Transaction Type	Foreclosure
Record Updated	Apr 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8742 LUCENT BLVD #300 HIGHLANDS RANCH CO 801292386, 300, HIGHLANDS RANCH, CO 80129-2386

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,815.00 (+7.59%)	$68,250 (-) Land $6,875 Building $61,375
2023		$68,250 (-) Land $6,875 Building $61,375
2022	$1,687.00	$68,250 Land $6,875 Building $61,375	$273,000 (-) Land $27,500 Building $245,500
2021			$273,000 Land $27,500 Building $245,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 65% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Bluff Top Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures