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7490 Bluff Top Rd, Sparta, TN 38583 Property Records

Putnam County property record for 7490 Bluff Top Rd, Sparta, TN 38583 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1987
Square Footage1,512 sqft Living Area
Lot Size89,298 sqft (2.05 acres)
OccupancyOwner Occupied
Last Sale$87,700 (2021)
Tax Bill$733.00 (2025)

Property Details

APN / Parcel Number

Primary APN071106 00401
Alternative APN
  • 106 00401

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area1,512 sqft Living Area
1st Floor1,512 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePaneling Interior Structure

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1987
Exterior MaterialBrick Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area89,298 sqft (2.05 acres)

Exterior Amenities

Shed1 Shed
Shed Area96 sqft Shed
PorchOpen Porch
Porch Area95 sqft Porch
TopographyMountain Topography
Utility Building960 sqft Utility Building

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating
Heating FuelElectric Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address7490 BLUFF TOP RD
CitySPARTA
StateTN
Zip38583-7406
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 04, COUNTY AREA: M02
JurisdictionPUTNAM TN
Minor Civil Division4
Census Blockgroup1
Census Block1056
Census Tract1300

Owner

Source: Putnam County records · APN 071106 00401

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7490 BLUFF TOP RD, SPARTA, TN 38583-7406
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2023Deed of Trust, Mortgage · Line of Credit
AMERICAN BANK & TRUST OF THE CUMBERLANDS
Mar 01, 2023Quit Claim Deed, Transfer · Conventional Mortgage
CITIZENS BANK OF LAFAYETTE
Jan 15, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERICAN BANK & TRUST OF THE CUMBERLANDS
Jul 02, 2019Grant Deed, Transfer
ATTORNEY ONLY
Mar 06, 2019Grant Deed, Transfer
ATTORNEY ONLY
Aug 28, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 15, 2021 · Amount on Record
Deed SaleJan 15, 2021 · Amount on Record
Prior SaleJan 15, 2021 · Amount on Record
Deed Doc Number0001268788
Deed Book / Page1268 / 788
Last Transfer DateMar 01, 2023
Transfer Doc0001461750
Record RefreshedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM TN
Property Address7490 BLUFF TOP RD, SPARTA, TN 38583-7406
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7490 BLUFF TOP RD, SPARTA, TN 38583-7406

Mortgage

Document Number0001453753
DateJan 12, 2023
Book Page1453/753
Instrument282590
Lender
NameAMERICAN BANK & TRUST OF THE CUMBERLANDS
TypeBank
AddressCOOKEVILLE, TN 38501
Agreement
TypeLine of Credit
AmountAmount Recorded
Term44 Months
DueSep 27, 2026

March 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPUTNAM TN
Recording DateMar 01, 2023
Property Address7490 BLUFF TOP RD, SPARTA, TN 38583-7406
Document Number0001461750
Book / Page1461 / 750
Instrument DateFeb 24, 2023
Instrument284094
Transaction TypeTransfer
Record UpdatedJan 16, 2026
Title CompanyUNKNOWN, LEDBETTER TITLE COMPANY LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7490 BLUFF TOP RD, SPARTA, TN 38583-7406

Mortgage

Document Number0000284095
DateMar 01, 2023
Instrument284095
Lender
NameCITIZENS BANK OF LAFAYETTE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2053

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM TN
Recording DateJan 15, 2021
Property Address7490 BLUFF TOP RD, SPARTA, TN 38583-7406
Document Number0001268788
Book / Page1268 / 788
Instrument DateJan 14, 2021
Instrument251323
Transaction TypeTransfer
Record UpdatedJan 16, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$324.49
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address7490 BLUFF TOP RD, SPARTA, TN 38583-7406

Mortgage

Document Number0000012691
DateJan 15, 2021
Book Page1269/1
Instrument251324
Lender
NameAMERICAN BANK & TRUST OF THE CUMBERLANDS
TypeBank
AddressLIVINGSTON, TN 38570
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPUTNAM TN
Recording DateJul 02, 2019
Property Address7490 BLUFF TOP RD, SPARTA, TN 38583-7406
Document NumberRB1129710
Book / Page001129 / 000710
Instrument DateJul 01, 2019
Instrument227962
Transaction TypeTransfer
Record UpdatedJul 18, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$259.37
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4508 MAPLE AVE COOKEVILLE TN 38501, COOKEVILLE, TN 38501

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPUTNAM TN
Recording DateMar 06, 2019
Property Address7490 BLUFF TOP RD, SPARTA, TN 38583-7406
Document NumberRB1107611
Book / Page001107 / 000611
Instrument DateSep 20, 2017
Instrument223568
Transaction TypeTransfer
Record UpdatedApr 01, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$288.60
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

August 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionPUTNAM TN
Recording DateAug 28, 2017
Property Address7490 BLUFF TOP RD, SPARTA, TN 38583-7406
Document NumberRB1012617
Book / Page001012 / 000617
Instrument DateAug 17, 2017
Instrument204865
Transaction TypeForeclosure
Record UpdatedOct 10, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$288.00
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address7490 BLUFF TOP RD SPARTA TN 385837406, SPARTA, TN 38583-7406
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTennessee
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$733.00$27,575 (-) Land $3,550 Building $24,025
2024$733.00 (+7.48%)$27,575 (-) Land $3,550 Building $24,025
2023$27,575 (-) Land $3,550 Building $24,025
2022$682.00$27,575 Land $3,550 Building $24,025$110,300 (-) Land $14,200 Building $96,100
2021$110,300 Land $14,200 Building $96,100

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