775 Torch Dr, Billings, MT 59102 Property Records

Yellowstone County property record for 775 Torch Dr, Billings, MT 59102

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,002 sqft · built 1983
Lot Size	0.184 acres (8,014 sqft)
Owner	2 Individual Names on File
Last Sale	$359,275 (Jul 2026)
Tax Bill	$2,665 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000C101140`

Property Details

APN / Parcel Number

Primary APN	`000C101140`
Alternative APNs	`03-0926-11-3-06-16-0000` `R0349521` `C101140` `C10114`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,002 sqft Living Area
Gross Area	2,164 sqft
1st Floor Area	1,082 sqft
Basement Area	1,082 sqft
Finished Basement	920 sqft
Unfinished Basement	162 sqft
Family Room	Family Room

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,014 sqft (0.184 acres)
View / Lot	Neighborhood / Spot
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Porch Area	16 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	775 TORCH DR
City	BILLINGS
State	MT
Zip	59102-5925
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	OLYMPIC PARK SUBD, S11, T01 S, R25 E, BLOCK 13, LOT 15
Legal Range	25E
Legal Township	01S
Legal Section	11
Legal Subdivision	OLYMPIC PARK SUBD
Legal Block	13
Legal Lot Number	15
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	3
Census Block	3017
Census Tract	1703

Owner

775 Torch Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	775 TORCH DR, BILLINGS, MT 59102-5925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · FHA Mortgage LOWER LLC
Apr 6, 2021	Warranty Deed, Transfer · Conventional Mortgage ALTANA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on File
Deed Sale	Jul 31, 2026 · Amount on File
Prior Sale	Apr 6, 2021 · Amount on File
Deed Document Number	20264140552
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Jul 31, 2026
Property Address	775 TORCH DR, BILLINGS, MT 59102-5925
Document Number	0004140552
Instrument Date	Jul 27, 2026
Instrument	20264140552
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 TORCH DR, BILLINGS, MT 59102-5925

Mortgage

Document Number	0004140552,
Date	Jul 31, 2026
Instrument	20264140552

Lender

Name	LOWER LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YELLOWSTONE MT
Recording Date	Apr 6, 2021
Property Address	775 TORCH DR, BILLINGS, MT 59102-5925
Document Number	0003966939
Map Reference	DOC 1140076
Instrument Date	Apr 5, 2021
Instrument	3966939
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 S 44TH ST W # WW-1, 501, BILLINGS, MT 59106-3910

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 TORCH DR, BILLINGS, MT 59102-5925

Mortgage

Document Number	0003966940
Date	Apr 6, 2021
Instrument	3966940

Lender

Name	ALTANA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 775 Torch Dr was $2,665, down 19.5% from the year before.

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$361,400 (-) Land $50,060 Building $311,340	$361,400 (-) Land $50,060 Building $311,340
2025	$2,665.00 (-19.54%)	$361,400 Land $50,060 Building $311,340	$361,400 Land $50,060 Building $311,340
2024	$3,312.00 (+20.35%)
2023	$2,752.00	$308,400	$308,400 Land $48,021 Building $260,379

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 775 Torch Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 775 Torch Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BILLINGS serves 114,000 people · EPA ID MT0000153
Water Source	Surface water
Last State Inspection	May 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: Verizon.

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