775 Diane Ave, Elgin, IL 60123 Property Records

Kane County property record for 775 Diane Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,708 sqft · built 1962
Lot Size	0.247 acres (10,752 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Jan 2025)
Tax Bill	$7,324 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-10-157-007`

Property Details

APN / Parcel Number

Primary APN	`06-10-157-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,708 sqft Living Area
Gross Area	2,518 sqft
Basement Area	810 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Lot Area	10,752 sqft (0.247 acres)
Lot Dimensions	128 ft deep x 84 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	775 DIANE AVE
City	ELGIN
State	IL
Zip	60123-2639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDRESEN BROS EAGLE HEIGHTS UNIT 1 LOT 13 BLOCK 5
Legal Subdivision	EAGLE HEIGHTS
Legal Block	5
Legal Lot Number	13
Legal Unit	1-13
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1004
Census Tract	851909

Owner

775 Diane Ave is owned by an individual who bought it in January 2025.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	432 SHERMAN AVE, ELGIN, IL 60120-6883
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN TITLE
Oct 25, 2021	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jul 27, 2017	Loan Modification, Mortgage · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2025 · Amount on File
Deed Sale	Jan 24, 2025 · Amount on File
Prior Sale	Oct 25, 2021 · Amount on File
Deed Document Number	20252903
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Apr 17, 2026
Property Address	775 DIANE AVE, ELGIN, IL 60123-2639
Document Number	0000015657
Instrument Date	Mar 17, 2026
Instrument	202615657
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 DIANE AVE, ELGIN, IL 60123-2639

Mortgage

Document Number	0000015657,
Date	Apr 17, 2026
Instrument	202615657

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.99%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 25, 2021
Property Address	775 DIANE AVE, ELGIN, IL 60123-2639
Document Number	0000080280
Instrument Date	Aug 30, 2021
Instrument	2021K080280
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 DIANE AVE, ELGIN, IL 60123-2639

Mortgage

Document Number	0000080281
Date	Oct 25, 2021
Instrument	2021K080281

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	775 DIANE AVE, ELGIN, IL 60123-2639
Document Number	0000044237
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2017
Title Company	LOAN MODIFICATION SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	775 DIANE AVE ELGIN IL 601232639, ELGIN, IL 60123-2639

Mortgage

Document Number	0000044237
Date	Aug 23, 2017
Instrument	44237

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 22, 2047

Interest

Rate Type	Fixed Rate
Rate	2%

Tax Assessment & Valuation

The 2025 property tax bill for 775 Diane Ave was $7,324, up 4.2% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,324.00 (+4.24%)	$104,009 (+8.57%) Land $27,945 Building $76,064	$312,152 (+8.57%) Land $83,869 Building $228,283
2024	$7,026.00	$95,799 Land $25,739 Building $70,060	$287,512 Land $77,248 Building $210,264
2022	$6,322.00 (+4.55%) Homeowner's exemption	$78,916 (+6.96%) Land $21,203 Building $57,713	$236,748 (+6.96%) Land $63,609 Building $173,139
2021	$6,047.00 Homeowner's exemption	$73,781 Land $19,823 Building $53,958	$221,343 Land $59,469 Building $161,874

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 775 Diane Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 775 Diane Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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